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MLGF vs PEP: Dividend Comparison 2026

MLGF yields 4.53% · PEP yields 3.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 PEP wins by $102.8K in total portfolio value· pulled ahead in Year 5
10 years
MLGF
MLGF
● Live price
4.53%
Share price
$21.31
Annual div
$0.96
5Y div CAGR
15.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.1K
Annual income
$3,521.64
Full MLGF calculator →
PEP
PepsiCo Inc.
● Live price
3.63%
Share price
$156.82
Annual div
$5.69
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$141.9K
Annual income
$61,875.67
Full PEP calculator →

Portfolio growth — MLGF vs PEP

📍 PEP pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMLGFPEP
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MLGF + PEP cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MLGF pays
PEP pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLGF
Annual income on $10K today (after 15% tax)
$384.63/yr
After 10yr DRIP, annual income (after tax)
$2,993.39/yr
PEP
Annual income on $10K today (after 15% tax)
$308.41/yr
After 10yr DRIP, annual income (after tax)
$52,594.32/yr
At 15% tax rate, PEP beats the other by $49,600.93/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MLGF + PEP for your $10,000?

MLGF: 50%PEP: 50%
100% PEP50/50100% MLGF
Portfolio after 10yr
$90.5K
Annual income
$32,698.66/yr
Blended yield
36.12%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PEP right now

MLGF
No analyst data
Altman Z
-0.5
Piotroski
4/9
PEP
Analyst Ratings
1
Strong
15
Buy
27
Hold
1
Sell
Consensus: Hold
Price Target
$172.43
+10.0% upside vs current
Range: $156.00 — $191.00
Altman Z
3.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLGF buys
0
PEP buys
0
No recent congressional trades found for MLGF or PEP in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMLGFPEP
Forward yield4.53%3.63%
Annual dividend / share$0.96$5.69
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR15.7%40.4%
Portfolio after 10y$39.1K$141.9K
Annual income after 10y$3,521.64$61,875.67
Total dividends collected$15.8K$123.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MLGF vs PEP ($10,000, DRIP)

YearMLGF PortfolioMLGF Income/yrPEP PortfolioPEP Income/yrGap
1$11,224$523.55$10,849$509.42+$375.00MLGF
2$12,645$635.39$11,969$750.47+$676.00MLGF
3$14,304$774.04$13,500$1,124.14+$804.00MLGF
4$16,252$946.81$15,680$1,721.66+$572.00MLGF
5← crossover$18,553$1,163.22$18,929$2,715.34$376.00PEP
6$21,287$1,435.88$24,023$4,450.80$2.7KPEP
7$24,559$1,781.47$32,510$7,669.92$8.0KPEP
8$28,500$2,222.37$47,709$14,093.60$19.2KPEP
9$33,284$2,788.74$77,415$28,083.48$44.1KPEP
10$39,136$3,521.64$141,922$61,875.67$102.8KPEP

MLGF vs PEP: Complete Analysis 2026

MLGFStock

Malaga Financial Corporation operates as the holding company for Malaga Bank that provides various community banking products and services to personal and business customers. It offers checking, savings, NOW, and money market accounts, certificates of deposits, and demand deposits. The company also provides commercial real estate, land, business banking, consumer, and personal loans, as well as single and multi-family residential mortgage loans. In addition, it offers coupon redemption, direct deposit, overdraft lines of credit, telephone transfers, U.S. savings bond redemption, and wire transfer services; and ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository, notary, safe deposit boxes, and trust deed note collection services. Further, the company provides online banking services, including bill payer, e-statements, and mobile banking services. As of December 31, 2021, it operated five branch offices in Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.

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PEPConsumer Staples

PepsiCo, Inc. manufactures, markets, distributes, and sells various beverages and convenient foods worldwide. The company operates through seven segments: Frito-Lay North America; Quaker Foods North America; PepsiCo Beverages North America; Latin America; Europe; Africa, Middle East and South Asia; and Asia Pacific, Australia and New Zealand and China Region. It provides dips, cheese-flavored snacks, and spreads, as well as corn, potato, and tortilla chips; cereals, rice, pasta, mixes and syrups, granola bars, grits, oatmeal, rice cakes, simply granola, and side dishes; beverage concentrates, fountain syrups, and finished goods; ready-to-drink tea, coffee, and juices; dairy products; and sparkling water makers and related products. It serves wholesale and other distributors, foodservice customers, grocery stores, drug stores, convenience stores, discount/dollar stores, mass merchandisers, membership stores, hard discounters, e-commerce retailers and authorized independent bottlers, and others through a network of direct-store-delivery, customer warehouse, and distributor networks, as well as directly to consumers through e-commerce platforms and retailers. The company was founded in 1898 and is headquartered in Purchase, New York.

Full PEP Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.