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MLNK vs XYLD: Dividend Comparison 2026

MLNK yields 10.00% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.8K in total portfolio value· pulled ahead in Year 5
10 years
MLNK
MLNK
● Live price
10.00%
Share price
$20.01
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.06
Full MLNK calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — MLNK vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMLNKXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MLNK + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MLNK pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLNK
Annual income on $10K today (after 15% tax)
$849.58/yr
After 10yr DRIP, annual income (after tax)
$0.90/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,735.27/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MLNK + XYLD for your $10,000?

MLNK: 50%XYLD: 50%
100% XYLD50/50100% MLNK
Portfolio after 10yr
$23.4K
Annual income
$1,610.04/yr
Blended yield
6.89%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

MLNK
Analyst Ratings
1
Buy
7
Hold
2
Sell
Consensus: Hold
Price Target
$22.25
+11.2% upside vs current
Range: $19.00 — $25.50
Altman Z
1.6
Piotroski
5/9
XYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLNK buys
0
XYLD buys
0
No recent congressional trades found for MLNK or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMLNKXYLD
Forward yield10.00%10.98%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$21.4K$25.3K
Annual income after 10y$1.06$3,219.02
Total dividends collected$1.0K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MLNK vs XYLD ($10,000, DRIP)

YearMLNK PortfolioMLNK Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,200$499.75$10,818$1,098.39+$382.00MLNK
2$12,245$261.55$11,738$1,222.51+$507.00MLNK
3$13,236$133.63$12,774$1,364.64+$462.00MLNK
4$14,230$67.49$13,944$1,527.86+$286.00MLNK
5← crossover$15,260$33.91$15,270$1,715.87$10.00XYLD
6$16,345$16.99$16,775$1,933.09$430.00XYLD
7$17,498$8.50$18,490$2,184.87$992.00XYLD
8$18,727$4.25$20,450$2,477.63$1.7KXYLD
9$20,040$2.13$22,697$2,819.19$2.7KXYLD
10$21,444$1.06$25,280$3,219.02$3.8KXYLD

MLNK vs XYLD: Complete Analysis 2026

MLNKStock

MeridianLink, Inc., a software and services company, provides software solutions for banks, credit unions, mortgage lenders, specialty lending providers, and consumer reporting agencies in the United States. The company offers MeridianLink Consumer, a consumer lending and account opening platform; MeridianLink Opening, an online account opening software that unifies deposit account opening and funding for various channels and products; and MeridianLink DecisionLender, a loan origination software (LOS) for finance companies. It also provides MeridianLink Engage, an end-to-end consumer lending, account, and card marketing automation solution; MeridianLink Mortgage, a SaaS cloud-based end-to-end loan origination software; MeridianLink Collect, a cloud-based debt collection software; and Mortgage Credit Link, a web-based order fulfillment hub. In addition, the company provides solutions, including end-to-end platform, loan origination system, mortgage loan origination system, deposit account opening, data and reporting, collections, and consulting and analysis. MeridianLink, Inc. was founded in 1998 and is headquartered in Costa Mesa, California.

Full MLNK Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.