Is MLQD or FCPT a better dividend investment in 2026?

MLQD currently yields 3.85% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between MLQD and FCPT?

MLQD has a forward dividend yield of 3.85% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 2.20 percentage points.

Home › Compare › MLQD vs FCPT

MLQD vs FCPT: Dividend Comparison 2026

MLQD yields 3.85% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FCPT wins by $23.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MLQD

● Live price

3.85%

Share price

$51.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$492.64

Full MLQD calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — MLQD vs FCPT

📍 FCPT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MLQD	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MLQD + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MLQD pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLQD

Annual income on $10K today (after 15% tax)

$327.05/yr

After 10yr DRIP, annual income (after tax)

$418.74/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FCPT beats the other by $4,490.24/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MLQD + FCPT for your $10,000?

MLQD: 50%FCPT: 50%

100% FCPT50/50100% MLQD

Portfolio after 10yr

$37.4K

Annual income

$3,133.96/yr

Blended yield

8.39%

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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

MLQD

No analyst data

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLQD buys

FCPT buys

No recent congressional trades found for MLQD or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMLQDFCPT

Forward yield	3.85%	6.05% ✓
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$25.7K	$49.1K ✓
Annual income after 10y	$492.64	$5,775.28 ✓
Total dividends collected	$4.4K	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: MLQD vs FCPT ($10,000, DRIP)

Year	MLQD Portfolio	MLQD Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,085	$384.76	$11,401	$700.92	$316.00 → FCPT
2	$12,259	$398.60	$13,064	$864.84	$805.00 → FCPT
3	$13,529	$411.99	$15,051	$1,072.48	$1.5K → FCPT
4	$14,901	$424.93	$17,442	$1,337.22	$2.5K → FCPT
5	$16,382	$437.41	$20,340	$1,677.08	$4.0K → FCPT
6	$17,978	$449.41	$23,880	$2,116.57	$5.9K → FCPT
7	$19,697	$460.93	$28,241	$2,689.36	$8.5K → FCPT
8	$21,548	$471.97	$33,660	$3,442.07	$12.1K → FCPT
9	$23,539	$482.54	$40,456	$4,439.95	$16.9K → FCPT
10	$25,680	$492.64	$49,063	$5,775.28	$23.4K → FCPT

MLQD vs FCPT: Complete Analysis 2026

MLQD — Stock

The investment seeks to track the investment results of the Markit iBoxx® USD Liquid Investment Grade Intermediate Index. The fund generally will invest at least 90% of its assets in the component securities of the underlying index and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents, including shares of money market funds. The index is designed to reflect the performance of U.S. dollar-denominated investment-grade corporate debt with remaining maturities between five and ten years. The fund is non-diversified.

Full MLQD Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.