Is MLQD or QYLD a better dividend investment in 2026?

MLQD currently yields 3.85% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MLQD and QYLD?

MLQD has a forward dividend yield of 3.85% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 8.07 percentage points.

Home › Compare › MLQD vs QYLD

MLQD vs QYLD: Dividend Comparison 2026

MLQD yields 3.85% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MLQD wins by $282.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

MLQD

● Live price

3.85%

Share price

$51.98

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$492.64

Full MLQD calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MLQD vs QYLD

📍 MLQD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MLQD	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MLQD + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MLQD pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLQD

Annual income on $10K today (after 15% tax)

$327.05/yr

After 10yr DRIP, annual income (after tax)

$418.74/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,391.67/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MLQD + QYLD for your $10,000?

MLQD: 50%QYLD: 50%

100% QYLD50/50100% MLQD

Portfolio after 10yr

$25.5K

Annual income

$3,075.98/yr

Blended yield

12.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLQD buys

QYLD buys

No recent congressional trades found for MLQD or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMLQDQYLD

Forward yield	3.85%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.7K ✓	$25.4K
Annual income after 10y	$492.64	$5,659.31 ✓
Total dividends collected	$4.4K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MLQD vs QYLD ($10,000, DRIP)

Year	MLQD Portfolio	MLQD Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,085	$384.76	$10,352	$1,192.36	+$733.00 → MLQD
2	$12,259	$398.60	$10,830	$1,347.57	+$1.4K → MLQD
3	$13,529	$411.99	$11,460	$1,539.07	+$2.1K → MLQD
4	$14,901	$424.93	$12,275	$1,777.84	+$2.6K → MLQD
5	$16,382	$437.41	$13,323	$2,078.95	+$3.1K → MLQD
6	$17,978	$449.41	$14,667	$2,463.34	+$3.3K → MLQD
7	$19,697	$460.93	$16,396	$2,960.57	+$3.3K → MLQD
8	$21,548	$471.97	$18,631	$3,612.97	+$2.9K → MLQD
9	$23,539	$482.54	$21,548	$4,482.15	+$2.0K → MLQD
10	$25,680	$492.64	$25,398	$5,659.31	+$282.00 → MLQD

MLQD vs QYLD: Complete Analysis 2026

MLQD — Stock

The investment seeks to track the investment results of the Markit iBoxx® USD Liquid Investment Grade Intermediate Index. The fund generally will invest at least 90% of its assets in the component securities of the underlying index and may invest up to 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents, including shares of money market funds. The index is designed to reflect the performance of U.S. dollar-denominated investment-grade corporate debt with remaining maturities between five and ten years. The fund is non-diversified.

Full MLQD Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.