HomeCompareMLYBY vs XYLD

MLYBY vs XYLD: Dividend Comparison 2026

MLYBY yields 4.15% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MLYBY wins by $457.1K in total portfolio value
10 years
MLYBY
MLYBY
● Live price
4.15%
Share price
$6.54
Annual div
$0.27
5Y div CAGR
50.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$482.3K
Annual income
$268,766.45
Full MLYBY calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — MLYBY vs XYLD

📍 MLYBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMLYBYXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MLYBY + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MLYBY pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MLYBY
Annual income on $10K today (after 15% tax)
$352.96/yr
After 10yr DRIP, annual income (after tax)
$228,451.48/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, MLYBY beats the other by $225,715.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MLYBY + XYLD for your $10,000?

MLYBY: 50%XYLD: 50%
100% XYLD50/50100% MLYBY
Portfolio after 10yr
$253.8K
Annual income
$135,992.73/yr
Blended yield
53.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MLYBY buys
0
XYLD buys
0
No recent congressional trades found for MLYBY or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMLYBYXYLD
Forward yield4.15%10.98%
Annual dividend / share$0.27$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR50.5%0%
Portfolio after 10y$482.3K$25.3K
Annual income after 10y$268,766.45$3,219.02
Total dividends collected$438.3K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MLYBY vs XYLD ($10,000, DRIP)

YearMLYBY PortfolioMLYBY Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,325$624.94$10,818$1,098.39+$507.00MLYBY
2$13,113$995.47$11,738$1,222.51+$1.4KMLYBY
3$15,652$1,621.26$12,774$1,364.64+$2.9KMLYBY
4$19,470$2,721.94$13,944$1,527.86+$5.5KMLYBY
5$25,595$4,762.29$15,270$1,715.87+$10.3KMLYBY
6$36,192$8,805.65$16,775$1,933.09+$19.4KMLYBY
7$56,240$17,513.58$18,490$2,184.87+$37.8KMLYBY
8$98,454$38,278.16$20,450$2,477.63+$78.0KMLYBY
9$199,600$94,253.52$22,697$2,819.19+$176.9KMLYBY
10$482,338$268,766.45$25,280$3,219.02+$457.1KMLYBY

MLYBY vs XYLD: Complete Analysis 2026

MLYBYStock

Malayan Banking Berhad provides commercial banking and related financial products and services for individuals, small and medium enterprises, retail and corporate customers, and financial institutions primarily in Malaysia, Singapore, and Indonesia. The company operates through three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current and money market accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance service. The company also offers credit cards; bancassurance products; hire purchase, unit trust, cash management, custodian, and trustee services; and treasury activities and services, including foreign exchange, money market, derivatives, and trading of capital market. In addition, it provides investment banking and securities broking services; corporate advisory, bond and equity issuance, syndicated acquisition advisory, debt restructuring advisory, and share and futures dealings; and asset and fund management services, including a range of conventional and Islamic investment solutions. Further, the company underwrites general and life insurance businesses, offshore investment life insurance business, and general and family takaful products; and offers offshore banking, property leasing and trading, nominee, property investment, IT shared and development, financial and investment advisory, money lending, private equity investments, research, and leasing and factoring services. The company operates a network of approximately 2,200 branches in 20 countries internationally. Malayan Banking Berhad was incorporated in 1960 and is headquartered in Kuala Lumpur, Malaysia.

Full MLYBY Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.