Is MMACX or XYLD a better dividend investment in 2026?

MMACX currently yields 7.33% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MMACX and XYLD?

MMACX has a forward dividend yield of 7.33% ($1.40/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.65 percentage points.

Home › Compare › MMACX vs XYLD

MMACX vs XYLD: Dividend Comparison 2026

MMACX yields 7.33% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MMACX wins by $7.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MMACX

● Live price

7.33%

Share price

$19.12

Annual div

$1.40

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.5K

Annual income

$1,165.97

Full MMACX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MMACX vs XYLD

📍 MMACX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MMACX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MMACX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MMACX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMACX

Annual income on $10K today (after 15% tax)

$622.70/yr

After 10yr DRIP, annual income (after tax)

$991.07/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,745.09/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMACX + XYLD for your $10,000?

MMACX: 50%XYLD: 50%

100% XYLD50/50100% MMACX

Portfolio after 10yr

$28.9K

Annual income

$2,192.50/yr

Blended yield

7.59%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMACX buys

XYLD buys

No recent congressional trades found for MMACX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMMACXXYLD

Forward yield	7.33%	10.98% ✓
Annual dividend / share	$1.40	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.5K ✓	$25.3K
Annual income after 10y	$1,165.97	$3,219.02 ✓
Total dividends collected	$9.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MMACX vs XYLD ($10,000, DRIP)

Year	MMACX Portfolio	MMACX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,433	$732.59	$10,818	$1,098.39	+$615.00 → MMACX
2	$13,016	$782.75	$11,738	$1,222.51	+$1.3K → MMACX
3	$14,760	$832.83	$12,774	$1,364.64	+$2.0K → MMACX
4	$16,675	$882.64	$13,944	$1,527.86	+$2.7K → MMACX
5	$18,775	$931.97	$15,270	$1,715.87	+$3.5K → MMACX
6	$21,069	$980.65	$16,775	$1,933.09	+$4.3K → MMACX
7	$23,573	$1,028.52	$18,490	$2,184.87	+$5.1K → MMACX
8	$26,298	$1,075.44	$20,450	$2,477.63	+$5.8K → MMACX
9	$29,261	$1,121.29	$22,697	$2,819.19	+$6.6K → MMACX
10	$32,475	$1,165.97	$25,280	$3,219.02	+$7.2K → MMACX

MMACX vs XYLD: Complete Analysis 2026

MMACX — Stock

The fund is designed to provide diversification among different asset classes by investing its assets in other mutual funds advised by the adviser referred to as underlying funds. Within the stock fund allocations, the adviser seeks to diversify by geography (by including domestic and international underlying funds), in terms of market capitalization (by including large, mid, and small capitalization underlying funds), and by style (by including both growth and value underlying funds).

Full MMACX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this MMACX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MMACX vs SCHD MMACX vs JEPI MMACX vs O MMACX vs KO MMACX vs MAIN MMACX vs QYLD MMACX vs JEPQ MMACX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.