HomeCompareMMCFX vs SCHD

MMCFX vs SCHD: Dividend Comparison 2026

MMCFX yields 0.35% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $8.9K in total portfolio value
10 years
MMCFX
MMCFX
● Live price
0.35%
Share price
$15.97
Annual div
$0.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.2K
Annual income
$35.68
Full MMCFX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MMCFX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMCFXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MMCFX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMCFX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMCFX
Annual income on $10K today (after 15% tax)
$29.65/yr
After 10yr DRIP, annual income (after tax)
$30.33/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $331.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMCFX + SCHD for your $10,000?

MMCFX: 50%SCHD: 50%
100% SCHD50/50100% MMCFX
Portfolio after 10yr
$24.6K
Annual income
$230.81/yr
Blended yield
0.94%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMCFX buys
0
SCHD buys
0
No recent congressional trades found for MMCFX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMCFXSCHD
Forward yield0.35%3.46%
Annual dividend / share$0.06$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.2K$29.0K
Annual income after 10y$35.68$425.95
Total dividends collected$353.00$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MMCFX vs SCHD ($10,000, DRIP)

YearMMCFX PortfolioMMCFX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,735$34.88$11,226$346.36$491.00SCHD
2$11,521$34.99$12,572$357.38$1.1KSCHD
3$12,363$35.10$14,046$367.84$1.7KSCHD
4$13,264$35.20$15,660$377.73$2.4KSCHD
5$14,227$35.29$17,425$387.07$3.2KSCHD
6$15,259$35.38$19,354$395.86$4.1KSCHD
7$16,362$35.46$21,461$404.13$5.1KSCHD
8$17,543$35.54$23,762$411.89$6.2KSCHD
9$18,807$35.61$26,272$419.15$7.5KSCHD
10$20,159$35.68$29,010$425.95$8.9KSCHD

MMCFX vs SCHD: Complete Analysis 2026

MMCFXStock

The investment seeks to achieve long-term capital appreciation. The fund will invest at least 80% of its net assets, plus the amount of any borrowings for investment purposes, in securities of issuers located in China or issuers that are not located in China but derive a majority (over 50%) of their income from China. It primarily invests in equity securities. Under normal circumstances, the adviser considers equity securities to include common and preferred stocks, as well as securities with equity characteristics, including, but not limited to, equity-linked notes and participation notes. The fund is non-diversified.

Full MMCFX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.