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MMM vs NOW: Dividend Comparison 2026

MMM yields 2.08% · NOW yields 1.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 NOW wins by $2.4K in total portfolio value
10 years
MMM
MMM
● Live price
2.08%
Share price
$142.52
Annual div
$2.97
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$0.21
Full MMM calculator →
NOW
NOW
● Live price
1.91%
Share price
$104.97
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.5K
Annual income
$215.52
Full NOW calculator →

Portfolio growth — MMM vs NOW

📍 NOW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMMNOW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MMM + NOW cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMM pays
NOW pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMM
Annual income on $10K today (after 15% tax)
$177.13/yr
After 10yr DRIP, annual income (after tax)
$0.18/yr
NOW
Annual income on $10K today (after 15% tax)
$161.95/yr
After 10yr DRIP, annual income (after tax)
$183.19/yr
At 15% tax rate, NOW beats the other by $183.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMM + NOW for your $10,000?

MMM: 50%NOW: 50%
100% NOW50/50100% MMM
Portfolio after 10yr
$21.3K
Annual income
$107.86/yr
Blended yield
0.51%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NOW right now

MMM
Analyst Ratings
15
Buy
17
Hold
1
Sell
Consensus: Hold
Price Target
$169.50
+18.9% upside vs current
Range: $136.00 — $190.00
Altman Z
4.1
Piotroski
7/9
NOW
Analyst Ratings
58
Buy
8
Hold
1
Sell
Consensus: Buy
Price Target
$196.29
+87.0% upside vs current
Range: $115.00 — $263.00
Altman Z
6.1
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMM buys
0
NOW buys
0
No recent congressional trades found for MMM or NOW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMMNOW
Forward yield2.08%1.91%
Annual dividend / share$2.97$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.0K$22.5K
Annual income after 10y$0.21$215.52
Total dividends collected$210.00$2.0K
Payment frequencyquarterlyquarterly
SectorIndustrialsStock
Analyst consensusHoldBuy
Analyst price target$169.50$196.29

Year-by-year: MMM vs NOW ($10,000, DRIP)

YearMMM PortfolioMMM Income/yrNOW PortfolioNOW Income/yrGap
1← crossover$10,804$104.20$10,891$190.53$87.00NOW
2$11,613$52.61$11,847$193.92$234.00NOW
3$12,452$26.42$12,873$197.15$421.00NOW
4$13,337$13.24$13,975$200.22$638.00NOW
5$14,278$6.63$15,156$203.13$878.00NOW
6$15,280$3.31$16,423$205.89$1.1KNOW
7$16,352$1.66$17,781$208.50$1.4KNOW
8$17,497$0.83$19,236$210.97$1.7KNOW
9$18,722$0.41$20,796$213.31$2.1KNOW
10$20,033$0.21$22,468$215.52$2.4KNOW

MMM vs NOW: Complete Analysis 2026

MMMIndustrials

3M Company operates as a diversified technology company worldwide. It operates through four segments: Safety and Industrial; Transportation and Electronics; Health Care; and Consumer. The Safety and Industrial segment offers industrial abrasives and finishing for metalworking applications; autobody repair solutions; closure systems for personal hygiene products, masking, and packaging materials; electrical products and materials for construction and maintenance, power distribution, and electrical original equipment manufacturers; structural adhesives and tapes; respiratory, hearing, eye, and fall protection solutions; and natural and color-coated mineral granules for shingles. The Transportation and Electronics segment provides ceramic solutions; attachment tapes, films, sound, and temperature management for transportation vehicles; premium large format graphic films for advertising and fleet signage; light management films and electronics assembly solutions; packaging and interconnection solutions; and reflective signage for highway, and vehicle safety. The Healthcare segment offers food safety indicator solutions; health care procedure coding and reimbursement software; skin, wound care, and infection prevention products and solutions; dentistry and orthodontia solutions; and filtration and purification systems. The Consumer segment provides consumer bandages, braces, supports and consumer respirators; cleaning products for the home; retail abrasives, paint accessories, car care DIY products, picture hanging, and consumer air quality solutions; and stationery products. It offers its products through e-commerce and traditional wholesalers, retailers, jobbers, distributors, and dealers. The company was founded in 1902 and is based in St. Paul, Minnesota.

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NOWStock

ServiceNow, Inc. provides enterprise cloud computing solutions that defines, structures, consolidates, manages, and automates services for enterprises worldwide. It operates the Now platform for workflow automation, artificial intelligence, machine learning, robotic process automation, performance analytics, electronic service catalogs and portals, configuration management systems, data benchmarking, encryption, and collaboration and development tools. The company also provides information technology (IT) service management applications; IT service management product suite for enterprise's employees, customers, and partners; IT business management product suite; IT operations management product that connects a customer's physical and cloud-based IT infrastructure; IT Asset Management to automate IT asset lifecycles; and security operations that connects with internal and third party. In addition, it offers governance, risk, and compliance product to manage risk and resilience; human resources, legal, and workplace service delivery products; safe workplace applications; customer service management product; and field service management applications. Further, it provides App Engine product; IntegrationHub enables application to extend workflows; and professional, industry solutions, and customer support services. It serves government, financial services, healthcare, telecommunications, manufacturing, IT services, technology, oil and gas, education, and consumer products through direct sales team and resale partners. It has a strategic partnership with Celonis to help customers identify and prioritize processes that are suitable for automation. The company was formerly known as Service-now.com and changed its name to ServiceNow, Inc. in May 2012. The company was founded in 2004 and is headquartered in Santa Clara, California.

Full NOW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.