HomeCompareMMSB vs SPHD

MMSB vs SPHD: Dividend Comparison 2026

MMSB yields 8.76% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MMSB wins by $9.2K in total portfolio value
10 years
MMSB
MMSB
● Live price
8.76%
Share price
$22.84
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.7K
Annual income
$1,521.86
Full MMSB calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MMSB vs SPHD

📍 MMSB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMSBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MMSB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMSB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMSB
Annual income on $10K today (after 15% tax)
$744.33/yr
After 10yr DRIP, annual income (after tax)
$1,293.58/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, MMSB beats the other by $807.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMSB + SPHD for your $10,000?

MMSB: 50%SPHD: 50%
100% SPHD50/50100% MMSB
Portfolio after 10yr
$31.1K
Annual income
$1,046.59/yr
Blended yield
3.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMSB buys
0
SPHD buys
0
No recent congressional trades found for MMSB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMSBSPHD
Forward yield8.76%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.7K$26.5K
Annual income after 10y$1,521.86$571.32
Total dividends collected$12.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MMSB vs SPHD ($10,000, DRIP)

YearMMSB PortfolioMMSB Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,576$875.68$11,133$432.85+$443.00MMSB
2$13,333$947.34$12,363$450.36+$970.00MMSB
3$15,286$1,019.80$13,695$467.39+$1.6KMMSB
4$17,449$1,092.70$15,138$483.90+$2.3KMMSB
5$19,836$1,165.70$16,697$499.88+$3.1KMMSB
6$22,463$1,238.48$18,382$515.31+$4.1KMMSB
7$25,347$1,310.74$20,198$530.17+$5.1KMMSB
8$28,503$1,382.22$22,157$544.46+$6.3KMMSB
9$31,951$1,452.67$24,266$558.18+$7.7KMMSB
10$35,709$1,521.86$26,536$571.32+$9.2KMMSB

MMSB vs SPHD: Complete Analysis 2026

MMSBStock

The adviser seeks to achieve the fund's investment objective primarily through a flexible multisector investment process that allocates investments across the global fixed-income markets. The fund, under normal circumstances, invests at least 80% of its assets in a diversified portfolio of debt or debt-related securities. The adviser will generally seek to maintain a portfolio modified duration to worst that does not exceed the duration of the Bloomberg Barclays U.S. Universal Index by more than 1 year.

Full MMSB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.