HomeCompareMMSB vs XYLD

MMSB vs XYLD: Dividend Comparison 2026

MMSB yields 8.76% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MMSB wins by $9.8K in total portfolio value
10 years
MMSB
MMSB
● Live price
8.76%
Share price
$22.84
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.7K
Annual income
$1,521.86
Full MMSB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — MMSB vs XYLD

📍 MMSB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMSBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MMSB + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MMSB pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMSB
Annual income on $10K today (after 15% tax)
$744.33/yr
After 10yr DRIP, annual income (after tax)
$1,293.58/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $1,554.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMSB + XYLD for your $10,000?

MMSB: 50%XYLD: 50%
100% XYLD50/50100% MMSB
Portfolio after 10yr
$30.8K
Annual income
$2,436.44/yr
Blended yield
7.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMSB buys
0
XYLD buys
0
No recent congressional trades found for MMSB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMSBXYLD
Forward yield8.76%11.20%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$35.7K$25.9K
Annual income after 10y$1,521.86$3,351.03
Total dividends collected$12.0K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: MMSB vs XYLD ($10,000, DRIP)

YearMMSB PortfolioMMSB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,576$875.68$10,840$1,120.44+$736.00MMSB
2$13,333$947.34$11,786$1,249.59+$1.5KMMSB
3$15,286$1,019.80$12,854$1,397.78+$2.4KMMSB
4$17,449$1,092.70$14,063$1,568.33+$3.4KMMSB
5$19,836$1,165.70$15,434$1,765.19+$4.4KMMSB
6$22,463$1,238.48$16,995$1,993.14+$5.5KMMSB
7$25,347$1,310.74$18,777$2,257.95+$6.6KMMSB
8$28,503$1,382.22$20,818$2,566.58+$7.7KMMSB
9$31,951$1,452.67$23,163$2,927.50+$8.8KMMSB
10$35,709$1,521.86$25,865$3,351.03+$9.8KMMSB

MMSB vs XYLD: Complete Analysis 2026

MMSBStock

The adviser seeks to achieve the fund's investment objective primarily through a flexible multisector investment process that allocates investments across the global fixed-income markets. The fund, under normal circumstances, invests at least 80% of its assets in a diversified portfolio of debt or debt-related securities. The adviser will generally seek to maintain a portfolio modified duration to worst that does not exceed the duration of the Bloomberg Barclays U.S. Universal Index by more than 1 year.

Full MMSB Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.