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MMSD vs HDV: Dividend Comparison 2026

MMSD yields 2.88% · HDV yields 2.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $272.00 in total portfolio value
10 years
MMSD
MMSD
● Live price
2.88%
Share price
$25.33
Annual div
$0.73
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$347.07
Full MMSD calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — MMSD vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMMSDHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MMSD + HDV cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
MMSD pays
HDV pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMSD
Annual income on $10K today (after 15% tax)
$244.99/yr
After 10yr DRIP, annual income (after tax)
$295.01/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, HDV beats the other by $4.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MMSD + HDV for your $10,000?

MMSD: 50%HDV: 50%
100% HDV50/50100% MMSD
Portfolio after 10yr
$24.2K
Annual income
$349.89/yr
Blended yield
1.45%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMSD buys
0
HDV buys
0
No recent congressional trades found for MMSD or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMMSDHDV
Forward yield2.88%2.92% ✓
Annual dividend / share$0.73$3.96 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.0K$24.3K ✓
Annual income after 10y$347.07$352.73 ✓
Total dividends collected$3.2K$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MMSD vs HDV ($10,000, DRIP)

YearMMSD PortfolioMMSD Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$10,988$288.22$11,002$292.38$14.00 → HDV
2$12,053$295.98$12,084$300.36$31.00 → HDV
3$13,201$303.44$13,250$308.02$49.00 → HDV
4$14,435$310.58$14,506$315.35$71.00 → HDV
5$15,763$317.40$15,858$322.35$95.00 → HDV
6$17,190$323.93$17,313$329.04$123.00 → HDV
7$18,724$330.15$18,878$335.42$154.00 → HDV
8$20,371$336.07$20,560$341.49$189.00 → HDV
9$22,138$341.71$22,367$347.25$229.00 → HDV
10$24,035$347.07$24,307$352.73$272.00 → HDV

MMSD vs HDV: Complete Analysis 2026

MMSD — Stock

The NYLI MacKay Muni Short Duration ETF (MMSD) seeks to provide current income exempt from regular federal income tax.

Full MMSD Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.