Is MMSMY or QYLD a better dividend investment in 2026?

MMSMY currently yields 0.68% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MMSMY and QYLD?

MMSMY has a forward dividend yield of 0.68% ($0.25/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.24 percentage points.

Home › Compare › MMSMY vs QYLD

MMSMY vs QYLD: Dividend Comparison 2026

MMSMY yields 0.68% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MMSMY wins by $1.40M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MMSMY

● Live price

0.68%

Share price

$36.52

Annual div

$0.25

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.43M

Annual income

$1,115,400.55

Full MMSMY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MMSMY vs QYLD

📍 MMSMY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MMSMY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MMSMY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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MMSMY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMSMY

Annual income on $10K today (after 15% tax)

$58.19/yr

After 10yr DRIP, annual income (after tax)

$948,090.47/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, MMSMY beats the other by $943,280.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MMSMY + QYLD for your $10,000?

MMSMY: 50%QYLD: 50%

100% QYLD50/50100% MMSMY

Portfolio after 10yr

$726.9K

Annual income

$560,529.93/yr

Blended yield

77.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMSMY buys

QYLD buys

No recent congressional trades found for MMSMY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMMSMYQYLD

Forward yield	0.68%	11.92% ✓
Annual dividend / share	$0.25	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1.43M	$25.4K ✓
Annual income after 10y	$1,115,400.55 ✓	$5,659.31
Total dividends collected	$1.38M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MMSMY vs QYLD ($10,000, DRIP)

Year	MMSMY Portfolio	MMSMY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,837	$136.91	$10,352	$1,192.36	+$485.00 → MMSMY
2	$11,873	$277.33	$10,830	$1,347.57	+$1.0K → MMSMY
3	$13,272	$567.92	$11,460	$1,539.07	+$1.8K → MMSMY
4	$15,387	$1,186.61	$12,275	$1,777.84	+$3.1K → MMSMY
5	$19,036	$2,571.53	$13,323	$2,078.95	+$5.7K → MMSMY
6	$26,315	$5,946.33	$14,667	$2,463.34	+$11.6K → MMSMY
7	$43,522	$15,364.55	$16,396	$2,960.57	+$27.1K → MMSMY
8	$94,065	$47,497.14	$18,631	$3,612.97	+$75.4K → MMSMY
9	$292,534	$191,883.73	$21,548	$4,482.15	+$271.0K → MMSMY
10	$1,428,411	$1,115,400.55	$25,398	$5,659.31	+$1.40M → MMSMY

MMSMY vs QYLD: Complete Analysis 2026

MMSMY — Stock

Mitsui Kinzoku Co., Ltd. engages in the manufacture and sale of functional materials, electronic materials, and automotive parts. It operates through the following segments: Engineered Materials, Metals, Automotive Parts and Components, and Affiliates Coordination. The Engineered Materials segment offers battery materials, exhaust gas purification catalysts, functional powders, copper foil, and ceramic products. The Metals segment provides zinc, lead, copper, gold, and silver. It also deals with the resource recycling business. The Automotive Parts and Components segment handles the manufacture and sale of door locks for automobiles. The Affiliates Coordination segment covers die cast, powder metallurgy, copper, and pearlite products. The company was founded in September 1874 and is headquartered in Tokyo, Japan.

Full MMSMY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.