Is MMSRX or VYM a better dividend investment in 2026?

MMSRX currently yields 28.41% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: MMSRX offers higher current income.

What is the dividend yield difference between MMSRX and VYM?

MMSRX has a forward dividend yield of 28.41% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 26.00 percentage points.

Home › Compare › MMSRX vs VYM

MMSRX vs VYM: Dividend Comparison 2026

MMSRX yields 28.41% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MMSRX wins by $92.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MMSRX

● Live price

28.41%

Share price

$7.04

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$120.7K

Annual income

$15,231.92

Full MMSRX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — MMSRX vs VYM

📍 MMSRX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MMSRX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MMSRX + VYM cover 0 of 12 months — good coverage

Jan

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Dec

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MMSRX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMSRX

Annual income on $10K today (after 15% tax)

$2,414.77/yr

After 10yr DRIP, annual income (after tax)

$12,947.13/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, MMSRX beats the other by $12,710.36/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MMSRX + VYM for your $10,000?

MMSRX: 50%VYM: 50%

100% VYM50/50100% MMSRX

Portfolio after 10yr

$74.3K

Annual income

$7,755.23/yr

Blended yield

10.44%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMSRX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMMSRXVYM

Forward yield	28.41% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$120.7K ✓	$27.8K
Annual income after 10y	$15,231.92 ✓	$278.55
Total dividends collected	$80.6K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MMSRX vs VYM ($10,000, DRIP)

Year	MMSRX Portfolio	MMSRX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$13,541	$2,840.91	$11,151	$241.44	+$2.4K → MMSRX
2	$18,084	$3,595.19	$12,413	$246.79	+$5.7K → MMSRX
3	$23,837	$4,487.28	$13,794	$251.79	+$10.0K → MMSRX
4	$31,034	$5,527.89	$15,306	$256.47	+$15.7K → MMSRX
5	$39,932	$6,725.96	$16,960	$260.84	+$23.0K → MMSRX
6	$50,815	$8,088.33	$18,768	$264.92	+$32.0K → MMSRX
7	$63,992	$9,619.46	$20,745	$268.71	+$43.2K → MMSRX
8	$79,793	$11,321.31	$22,905	$272.24	+$56.9K → MMSRX
9	$98,572	$13,193.22	$25,265	$275.51	+$73.3K → MMSRX
10	$120,703	$15,231.92	$27,842	$278.55	+$92.9K → MMSRX

MMSRX vs VYM: Complete Analysis 2026

MMSRX — Stock

The adviser pursues the fund's objective by investing, under normal circumstances, at least 80% of the fund's assets in equity securities of mid-capitalization companies. Mid-capitalization companies means those companies with market capitalizations within the range of companies included in the S&P MidCap 400® Index.

Full MMSRX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.