Is MMTMF or XYLD a better dividend investment in 2026?

MMTMF currently yields 2.08% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MMTMF and XYLD?

MMTMF has a forward dividend yield of 2.08% ($0.01/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.90 percentage points.

Home › Compare › MMTMF vs XYLD

MMTMF vs XYLD: Dividend Comparison 2026

MMTMF yields 2.08% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $2.5K in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

MMTMF

● Live price

2.08%

Share price

$0.70

Annual div

$0.01

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.7K

Annual income

$237.78

Full MMTMF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MMTMF vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MMTMF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MMTMF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MMTMF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MMTMF

Annual income on $10K today (after 15% tax)

$176.69/yr

After 10yr DRIP, annual income (after tax)

$202.11/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,534.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MMTMF + XYLD for your $10,000?

MMTMF: 50%XYLD: 50%

100% XYLD50/50100% MMTMF

Portfolio after 10yr

$24.0K

Annual income

$1,728.40/yr

Blended yield

7.20%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MMTMF buys

XYLD buys

No recent congressional trades found for MMTMF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMMTMFXYLD

Forward yield	2.08%	10.98% ✓
Annual dividend / share	$0.01	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$22.7K	$25.3K ✓
Annual income after 10y	$237.78	$3,219.02 ✓
Total dividends collected	$2.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MMTMF vs XYLD ($10,000, DRIP)

Year	MMTMF Portfolio	MMTMF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$10,908	$207.88	$10,818	$1,098.39	+$90.00 → MMTMF
2	$11,883	$211.91	$11,738	$1,222.51	+$145.00 → MMTMF
3	$12,931	$215.76	$12,774	$1,364.64	+$157.00 → MMTMF
4	$14,056	$219.42	$13,944	$1,527.86	+$112.00 → MMTMF
5← crossover	$15,262	$222.90	$15,270	$1,715.87	$8.00 → XYLD
6	$16,557	$226.21	$16,775	$1,933.09	$218.00 → XYLD
7	$17,945	$229.34	$18,490	$2,184.87	$545.00 → XYLD
8	$19,434	$232.31	$20,450	$2,477.63	$1.0K → XYLD
9	$21,029	$235.12	$22,697	$2,819.19	$1.7K → XYLD
10	$22,739	$237.78	$25,280	$3,219.02	$2.5K → XYLD

MMTMF vs XYLD: Complete Analysis 2026

MMTMF — Stock

Monument Mining Limited operates as a gold producer and mining asset developer in Canada, Australia, and Malaysia. The company holds 100% interest in the Selinsing gold mine, including the Selinsing, Buffalo Reef, Felda Land, Peranggih, and Famehub projects that are located in Pahang State within the Central Gold Belt of Western Malaysia; and the Murchison gold project portfolio comprising the Burnakura, Tuckanarra, and Gabanintha projects, which are located in the Murchison region of Western Australia. The company is headquartered in Vancouver, Canada.

Full MMTMF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.