Is MNBAX or XYLD a better dividend investment in 2026?

MNBAX currently yields 10.60% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MNBAX and XYLD?

MNBAX has a forward dividend yield of 10.60% ($1.94/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.38 percentage points.

Home › Compare › MNBAX vs XYLD

MNBAX vs XYLD: Dividend Comparison 2026

MNBAX yields 10.60% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MNBAX wins by $15.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MNBAX

● Live price

10.60%

Share price

$18.32

Annual div

$1.94

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.3K

Annual income

$2,061.22

Full MNBAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MNBAX vs XYLD

📍 MNBAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MNBAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MNBAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MNBAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MNBAX

Annual income on $10K today (after 15% tax)

$901.18/yr

After 10yr DRIP, annual income (after tax)

$1,752.04/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $984.13/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MNBAX + XYLD for your $10,000?

MNBAX: 50%XYLD: 50%

100% XYLD50/50100% MNBAX

Portfolio after 10yr

$32.8K

Annual income

$2,640.12/yr

Blended yield

8.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MNBAX buys

XYLD buys

No recent congressional trades found for MNBAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMNBAXXYLD

Forward yield	10.60%	10.98% ✓
Annual dividend / share	$1.94	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.3K ✓	$25.3K
Annual income after 10y	$2,061.22	$3,219.02 ✓
Total dividends collected	$15.6K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MNBAX vs XYLD ($10,000, DRIP)

Year	MNBAX Portfolio	MNBAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,760	$1,060.21	$10,818	$1,098.39	+$942.00 → MNBAX
2	$13,749	$1,165.26	$11,738	$1,222.51	+$2.0K → MNBAX
3	$15,984	$1,273.16	$12,774	$1,364.64	+$3.2K → MNBAX
4	$18,486	$1,383.35	$13,944	$1,527.86	+$4.5K → MNBAX
5	$21,276	$1,495.24	$15,270	$1,715.87	+$6.0K → MNBAX
6	$24,373	$1,608.27	$16,775	$1,933.09	+$7.6K → MNBAX
7	$27,801	$1,721.88	$18,490	$2,184.87	+$9.3K → MNBAX
8	$31,583	$1,835.57	$20,450	$2,477.63	+$11.1K → MNBAX
9	$35,743	$1,948.83	$22,697	$2,819.19	+$13.0K → MNBAX
10	$40,306	$2,061.22	$25,280	$3,219.02	+$15.0K → MNBAX

MNBAX vs XYLD: Complete Analysis 2026

MNBAX — Stock

The fund invests primarily in common stocks and long-term fixed income securities. It may invest in U.S. and foreign stocks, including those in emerging markets, ADRs, and derivative instruments. The fund may invest in stocks of small-, large-, or mid-size companies. It may buy and sell futures contracts based on fixed income securities, interest rates, and currencies, to seek to enhance returns, manage duration, hedge interest rate risk, and reduce volatility.

Full MNBAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.