Is MNBO or HDV a better dividend investment in 2026?

MNBO currently yields 4.00% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: MNBO offers higher current income.

What is the dividend yield difference between MNBO and HDV?

MNBO has a forward dividend yield of 4.00% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 1.08 percentage points.

Home › Compare › MNBO vs HDV

MNBO vs HDV: Dividend Comparison 2026

MNBO yields 4.00% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MNBO wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MNBO

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$517.11

Full MNBO calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — MNBO vs HDV

📍 MNBO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MNBO	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MNBO + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MNBO pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MNBO

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$439.54/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, MNBO beats the other by $139.72/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MNBO + HDV for your $10,000?

MNBO: 50%HDV: 50%

100% HDV50/50100% MNBO

Portfolio after 10yr

$25.1K

Annual income

$434.92/yr

Blended yield

1.73%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MNBO buys

HDV buys

No recent congressional trades found for MNBO or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMNBOHDV

Forward yield	4.00% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.9K ✓	$24.3K
Annual income after 10y	$517.11 ✓	$352.73
Total dividends collected	$4.6K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MNBO vs HDV ($10,000, DRIP)

Year	MNBO Portfolio	MNBO Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,100	$400.00	$11,002	$292.38	+$98.00 → MNBO
2	$12,292	$414.95	$12,084	$300.36	+$208.00 → MNBO
3	$13,582	$429.45	$13,250	$308.02	+$332.00 → MNBO
4	$14,976	$443.47	$14,506	$315.35	+$470.00 → MNBO
5	$16,481	$457.01	$15,858	$322.35	+$623.00 → MNBO
6	$18,105	$470.04	$17,313	$329.04	+$792.00 → MNBO
7	$19,855	$482.57	$18,878	$335.42	+$977.00 → MNBO
8	$21,739	$494.59	$20,560	$341.49	+$1.2K → MNBO
9	$23,767	$506.10	$22,367	$347.25	+$1.4K → MNBO
10	$25,948	$517.11	$24,307	$352.73	+$1.6K → MNBO

MNBO vs HDV: Complete Analysis 2026

MNBO — Stock

MNB Holdings Corporation operates as the holding company for Mission National Bank that provides various banking products and services for minority small business and niche retail segments. The company accepts checking, money market, savings, certificates of deposit, and NOW accounts. Its loan products include business term loans, business lines of credit, commercial real-estate loans, and letters of credit. The company also offers credit and debit cards; and bill pay, remote deposit capture, and online and mobile banking services. It operates two branches, including one in San Francisco, California; and one in Berkeley, California The company was founded in 1982 and is based in San Francisco, California.

Full MNBO Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.