Is MNHIX or SPHD a better dividend investment in 2026?

MNHIX currently yields 11.93% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: MNHIX offers higher current income.

What is the dividend yield difference between MNHIX and SPHD?

MNHIX has a forward dividend yield of 11.93% ($2.75/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 7.93 percentage points.

Home › Compare › MNHIX vs SPHD

MNHIX vs SPHD: Dividend Comparison 2026

MNHIX yields 11.93% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MNHIX wins by $15.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MNHIX

● Live price

11.93%

Share price

$23.04

Annual div

$2.75

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$43.9K

Annual income

$2,512.48

Full MNHIX calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — MNHIX vs SPHD

📍 MNHIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MNHIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MNHIX + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MNHIX pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MNHIX

Annual income on $10K today (after 15% tax)

$1,014.13/yr

After 10yr DRIP, annual income (after tax)

$2,135.61/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, MNHIX beats the other by $1,371.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MNHIX + SPHD for your $10,000?

MNHIX: 50%SPHD: 50%

100% SPHD50/50100% MNHIX

Portfolio after 10yr

$36.0K

Annual income

$1,705.84/yr

Blended yield

4.74%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MNHIX buys

SPHD buys

No recent congressional trades found for MNHIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMNHIXSPHD

Forward yield	11.93% ✓	4.00%
Annual dividend / share	$2.75 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$43.9K ✓	$28.0K
Annual income after 10y	$2,512.48 ✓	$899.19
Total dividends collected	$18.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MNHIX vs SPHD ($10,000, DRIP)

Year	MNHIX Portfolio	MNHIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$11,893	$1,193.10	$11,120	$420.00	+$773.00 → MNHIX
2	$14,052	$1,326.13	$12,357	$458.31	+$1.7K → MNHIX
3	$16,500	$1,464.33	$13,721	$499.76	+$2.8K → MNHIX
4	$19,262	$1,606.95	$15,227	$544.58	+$4.0K → MNHIX
5	$22,363	$1,753.21	$16,885	$593.02	+$5.5K → MNHIX
6	$25,831	$1,902.35	$18,713	$645.34	+$7.1K → MNHIX
7	$29,693	$2,053.59	$20,724	$701.81	+$9.0K → MNHIX
8	$33,977	$2,206.17	$22,938	$762.73	+$11.0K → MNHIX
9	$38,715	$2,359.37	$25,372	$828.41	+$13.3K → MNHIX
10	$43,938	$2,512.48	$28,047	$899.19	+$15.9K → MNHIX

MNHIX vs SPHD: Complete Analysis 2026

MNHIX — Stock

The fund invests primarily in common stocks and in long-term fixed income securities. It may invest in U.S. and foreign stocks, including those in emerging markets, American Depository Receipts (ADRs), and derivatives instruments. The fund may invest in stocks of small-, large-, or mid-size companies. It invests primarily in U.S. Treasury securities, and U.S. and foreign mortgage-backed and asset-backed securities and corporate bonds. The fund invests primarily in fixed income securities with maturities of 7 to 20 years, but may invest in securities of any maturity.

Full MNHIX Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.