Is MNPP or VYM a better dividend investment in 2026?

MNPP currently yields 3.95% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: MNPP offers higher current income.

What is the dividend yield difference between MNPP and VYM?

MNPP has a forward dividend yield of 3.95% ($85.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.54 percentage points.

Home › Compare › MNPP vs VYM

MNPP vs VYM: Dividend Comparison 2026

MNPP yields 3.95% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MNPP wins by $1.74M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MNPP

● Live price

3.95%

Share price

$2,150.00

Annual div

$85.00

5Y div CAGR

61.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.77M

Annual income

$1,245,865.29

Full MNPP calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — MNPP vs VYM

📍 MNPP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MNPP	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MNPP + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MNPP pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MNPP

Annual income on $10K today (after 15% tax)

$336.05/yr

After 10yr DRIP, annual income (after tax)

$1,058,985.50/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, MNPP beats the other by $1,058,748.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MNPP + VYM for your $10,000?

MNPP: 50%VYM: 50%

100% VYM50/50100% MNPP

Portfolio after 10yr

$900.1K

Annual income

$623,071.91/yr

Blended yield

69.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MNPP buys

VYM buys

No recent congressional trades found for MNPP or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMNPPVYM

Forward yield	3.95% ✓	2.41%
Annual dividend / share	$85.00 ✓	$3.51
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	61.1% ✓	0%
Portfolio after 10y	$1.77M	$27.8K ✓
Annual income after 10y	$1,245,865.29 ✓	$278.55
Total dividends collected	$1.70M	$2.6K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MNPP vs VYM ($10,000, DRIP)

Year	MNPP Portfolio	MNPP Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,337	$636.91	$11,151	$241.44	+$186.00 → MNPP
2	$13,218	$1,087.13	$12,413	$246.79	+$805.00 → MNPP
3	$16,051	$1,908.33	$13,794	$251.79	+$2.3K → MNPP
4	$20,664	$3,489.14	$15,306	$256.47	+$5.4K → MNPP
5	$28,873	$6,762.94	$16,960	$260.84	+$11.9K → MNPP
6	$45,122	$14,227.60	$18,768	$264.92	+$26.4K → MNPP
7	$81,757	$33,476.14	$20,745	$268.71	+$61.0K → MNPP
8	$178,803	$91,323.36	$22,905	$272.24	+$155.9K → MNPP
9	$492,027	$300,708.05	$25,265	$275.51	+$466.8K → MNPP
10	$1,772,335	$1,245,865.29	$27,842	$278.55	+$1.74M → MNPP

MNPP vs VYM: Complete Analysis 2026

MNPP — Stock

Merchants' National Properties, Inc. owns, manages, develops, and leases various commercial real estate properties in the United States. Its asset portfolio includes shopping centers, office buildings, and other commercial real estate properties. The company also invests in various real estate ventures. It holds interests in 67 properties in 17 states across the continental United States. The company was incorporated in 1928 and is headquartered in New York, New York.

Full MNPP Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.