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MO vs IBM: Dividend Comparison 2026

MO yields 9.11% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $58.00 in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — MO vs IBM

Annual dividend income

MetricMOIBM
Forward yield9.11%3.06%
Annual dividend / share$4.08$6.68
Payout ratio78%64%
1-year div growth4.1%0.6%
5-year div CAGR4.3%1%
Portfolio after 10y$27.7K$27.6K
Annual income after 10y$4,052.72$410.34
Total dividends collected$20.9K$3.6K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesTechnology

Year-by-year: MO vs IBM ($10,000, DRIP)

YearMO PortfolioMO Income/yrIBM PortfolioIBM Income/yrGap
1$10,740$949.88$11,149$308.92$409.00IBM
2$11,601$1,086.84$12,406$320.90$805.00IBM
3$12,608$1,250.75$13,781$332.72$1.2KIBM
4$13,792$1,448.20$15,283$344.36$1.5KIBM
5$15,190$1,687.69$16,923$355.82$1.7KIBM
6$16,851$1,980.28$18,711$367.09$1.9KIBM
7$18,838$2,340.48$20,661$378.18$1.8KIBM
8$21,230$2,787.44$22,786$389.09$1.6KIBM
9$24,130$3,346.72$25,100$399.81$970.00IBM
10$27,676$4,052.72$27,618$410.34+$58.00MO

MO vs IBM: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is MO or IBM better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while IBM offers 3.06% (6.68/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs IBM earn per year?
With $10,000 invested today: MO pays approximately $911/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $410/year (IBM).
Does MO or IBM pay monthly dividends?
MO pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.