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MO vs QYLD: Dividend Comparison 2026

MO yields 9.11% · QYLD yields 11.43% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MO wins by $8.1K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →

Portfolio growth — MO vs QYLD

Annual dividend income

MetricMOQYLD
Forward yield9.11%11.43%
Annual dividend / share$4.08$1.92
Payout ratio78%95%
1-year div growth4.1%-5.2%
5-year div CAGR4.3%-2.1%
Portfolio after 10y$27.7K$19.5K
Annual income after 10y$4,052.72$3,553.75
Total dividends collected$20.9K$20.2K
Payment frequencyquarterlymonthly
SectorConsumer StaplesETF

Year-by-year: MO vs QYLD ($10,000, DRIP)

YearMO PortfolioMO Income/yrQYLD PortfolioQYLD Income/yrGap
1$10,740$949.88$10,279$1,118.86+$461.00MO
2$11,601$1,086.84$10,645$1,229.16+$956.00MO
3$12,608$1,250.75$11,111$1,360.44+$1.5KMO
4$13,792$1,448.20$11,695$1,517.70+$2.1KMO
5$15,190$1,687.69$12,420$1,707.39+$2.8KMO
6$16,851$1,980.28$13,315$1,937.94+$3.5KMO
7$18,838$2,340.48$14,417$2,220.42+$4.4KMO
8$21,230$2,787.44$15,775$2,569.54+$5.5KMO
9$24,130$3,346.72$17,455$3,005.06+$6.7KMO
10$27,676$4,052.72$19,543$3,553.75+$8.1KMO

MO vs QYLD: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

Frequently Asked Questions

Is MO or QYLD better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while QYLD offers 11.43% (1.92/share/year). QYLD provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs QYLD earn per year?
With $10,000 invested today: MO pays approximately $911/year. QYLD pays approximately $1143/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $3,554/year (QYLD).
Does MO or QYLD pay monthly dividends?
MO pays quarterly dividends. QYLD pays monthly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.