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MO vs JEPI: Dividend Comparison 2026

MO yields 9.11% · JEPI yields 7.21% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $534.00 in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — MO vs JEPI

Annual dividend income

MetricMOJEPI
Forward yield9.11%7.21%
Annual dividend / share$4.08$3.98
Payout ratio78%72%
1-year div growth4.1%-3.2%
5-year div CAGR4.3%2.1%
Portfolio after 10y$27.7K$28.2K
Annual income after 10y$4,052.72$1,567.15
Total dividends collected$20.9K$11.1K
Payment frequencyquarterlymonthly
SectorConsumer StaplesETF

Year-by-year: MO vs JEPI ($10,000, DRIP)

YearMO PortfolioMO Income/yrJEPI PortfolioJEPI Income/yrGap
1$10,740$949.88$11,156$736.16$416.00JEPI
2$11,601$1,086.84$12,429$804.72$828.00JEPI
3$12,608$1,250.75$13,830$878.49$1.2KJEPI
4$13,792$1,448.20$15,369$957.78$1.6KJEPI
5$15,190$1,687.69$17,057$1,042.88$1.9KJEPI
6$16,851$1,980.28$18,907$1,134.13$2.1KJEPI
7$18,838$2,340.48$20,933$1,231.83$2.1KJEPI
8$21,230$2,787.44$23,149$1,336.34$1.9KJEPI
9$24,130$3,346.72$25,569$1,447.99$1.4KJEPI
10$27,676$4,052.72$28,210$1,567.15$534.00JEPI

MO vs JEPI: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

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JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is MO or JEPI better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while JEPI offers 7.21% (3.98/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs JEPI earn per year?
With $10,000 invested today: MO pays approximately $911/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $1,567/year (JEPI).
Does MO or JEPI pay monthly dividends?
MO pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.