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MO vs VYM: Dividend Comparison 2026

MO yields 9.11% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.6K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — MO vs VYM

Annual dividend income

MetricMOVYM
Forward yield9.11%2.91%
Annual dividend / share$4.08$3.44
Payout ratio78%45%
1-year div growth4.1%6.2%
5-year div CAGR4.3%7.8%
Portfolio after 10y$27.7K$31.3K
Annual income after 10y$4,052.72$785.17
Total dividends collected$20.9K$5.2K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesETF

Year-by-year: MO vs VYM ($10,000, DRIP)

YearMO PortfolioMO Income/yrVYM PortfolioVYM Income/yrGap
1$10,740$949.88$11,223$313.20$483.00VYM
2$11,601$1,086.84$12,592$347.33$991.00VYM
3$12,608$1,250.75$14,123$385.04$1.5KVYM
4$13,792$1,448.20$15,835$426.70$2.0KVYM
5$15,190$1,687.69$17,748$472.73$2.6KVYM
6$16,851$1,980.28$19,887$523.54$3.0KVYM
7$18,838$2,340.48$22,276$579.64$3.4KVYM
8$21,230$2,787.44$24,945$641.54$3.7KVYM
9$24,130$3,346.72$27,925$709.84$3.8KVYM
10$27,676$4,052.72$31,251$785.17$3.6KVYM

MO vs VYM: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

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VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is MO or VYM better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while VYM offers 2.91% (3.44/share/year). MO provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs VYM earn per year?
With $10,000 invested today: MO pays approximately $911/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $785/year (VYM).
Does MO or VYM pay monthly dividends?
MO pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.