HomeCompareMO vs SCHD

MO vs SCHD: Dividend Comparison 2026

MO yields 9.11% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.1K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — MO vs SCHD

Annual dividend income

MetricMOSCHD
Forward yield9.11%3.77%
Annual dividend / share$4.08$1.05
Payout ratio78%38%
1-year div growth4.1%5.18%
5-year div CAGR4.3%13.05%
Portfolio after 10y$27.7K$36.7K
Annual income after 10y$4,052.72$1,925.82
Total dividends collected$20.9K$10.1K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesETF

Year-by-year: MO vs SCHD ($10,000, DRIP)

YearMO PortfolioMO Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,740$949.88$11,306$426.37$566.00SCHD
2$11,601$1,086.84$12,802$500.91$1.2KSCHD
3$12,608$1,250.75$14,518$589.33$1.9KSCHD
4$13,792$1,448.20$16,490$694.43$2.7KSCHD
5$15,190$1,687.69$18,761$819.56$3.6KSCHD
6$16,851$1,980.28$21,381$968.84$4.5KSCHD
7$18,838$2,340.48$24,409$1,147.26$5.6KSCHD
8$21,230$2,787.44$27,918$1,360.94$6.7KSCHD
9$24,130$3,346.72$31,993$1,617.39$7.9KSCHD
10$27,676$4,052.72$36,734$1,925.82$9.1KSCHD

MO vs SCHD: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is MO or SCHD better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while SCHD offers 3.77% (1.05/share/year). MO provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs SCHD earn per year?
With $10,000 invested today: MO pays approximately $911/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $1,926/year (SCHD).
Does MO or SCHD pay monthly dividends?
MO pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this MO vs SCHD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

MO vs PMMO vs BTIMO vs PGMO vs KOMO vs TMO vs VYMMO vs JEPIMO vs DGROSCHD vs VYMSCHD vs JEPISCHD vs DGROSCHD vs VIG

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.