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MO vs XOM: Dividend Comparison 2026

MO yields 9.11% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $19.1K in total portfolio value
10 years
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — MO vs XOM

Annual dividend income

MetricMOXOM
Forward yield9.11%3.58%
Annual dividend / share$4.08$3.88
Payout ratio78%44%
1-year div growth4.1%4%
5-year div CAGR4.3%3.5%
Portfolio after 10y$27.7K$46.7K
Annual income after 10y$4,052.72$616.62
Total dividends collected$20.9K$4.9K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesEnergy

Year-by-year: MO vs XOM ($10,000, DRIP)

YearMO PortfolioMO Income/yrXOM PortfolioXOM Income/yrGap
1$10,740$949.88$11,790$370.12$1.1KXOM
2$11,601$1,086.84$13,860$395.49$2.3KXOM
3$12,608$1,250.75$16,249$421.35$3.6KXOM
4$13,792$1,448.20$19,004$447.71$5.2KXOM
5$15,190$1,687.69$22,178$474.56$7.0KXOM
6$16,851$1,980.28$25,829$501.91$9.0KXOM
7$18,838$2,340.48$30,026$529.77$11.2KXOM
8$21,230$2,787.44$34,848$558.16$13.6KXOM
9$24,130$3,346.72$40,383$587.10$16.3KXOM
10$27,676$4,052.72$46,735$616.62$19.1KXOM

MO vs XOM: Complete Analysis 2026

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

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XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is MO or XOM better for dividend income in 2026?
MO currently offers a 9.11% yield (4.08/share/year) while XOM offers 3.58% (3.88/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MO vs XOM earn per year?
With $10,000 invested today: MO pays approximately $911/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $4,053/year (MO) and $617/year (XOM).
Does MO or XOM pay monthly dividends?
MO pays quarterly dividends. XOM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.