Is MONOF or XYLD a better dividend investment in 2026?

MONOF currently yields 1.40% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MONOF and XYLD?

MONOF has a forward dividend yield of 1.40% ($0.20/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.58 percentage points.

Home › Compare › MONOF vs XYLD

MONOF vs XYLD: Dividend Comparison 2026

MONOF yields 1.40% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MONOF wins by $14.94M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MONOF

● Live price

1.40%

Share price

$14.00

Annual div

$0.20

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$14.96M

Annual income

$13,151,763.60

Full MONOF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MONOF vs XYLD

📍 MONOF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MONOF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MONOF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MONOF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MONOF

Annual income on $10K today (after 15% tax)

$118.68/yr

After 10yr DRIP, annual income (after tax)

$11,178,999.06/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MONOF beats the other by $11,176,262.89/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MONOF + XYLD for your $10,000?

MONOF: 50%XYLD: 50%

100% XYLD50/50100% MONOF

Portfolio after 10yr

$7.49M

Annual income

$6,577,491.31/yr

Blended yield

87.78%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MONOF buys

XYLD buys

No recent congressional trades found for MONOF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMONOFXYLD

Forward yield	1.40%	10.98% ✓
Annual dividend / share	$0.20	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$14.96M	$25.3K ✓
Annual income after 10y	$13,151,763.60 ✓	$3,219.02
Total dividends collected	$14.79M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MONOF vs XYLD ($10,000, DRIP)

Year	MONOF Portfolio	MONOF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,979	$279.24	$10,818	$1,098.39	+$161.00 → MONOF
2	$12,321	$573.06	$11,738	$1,222.51	+$583.00 → MONOF
3	$14,385	$1,202.03	$12,774	$1,364.64	+$1.6K → MONOF
4	$18,016	$2,623.26	$13,944	$1,527.86	+$4.1K → MONOF
5	$25,417	$6,140.66	$15,270	$1,715.87	+$10.1K → MONOF
6	$43,390	$16,193.58	$16,775	$1,933.09	+$26.6K → MONOF
7	$98,099	$51,671.39	$18,490	$2,184.87	+$79.6K → MONOF
8	$323,324	$218,358.12	$20,450	$2,477.63	+$302.9K → MONOF
9	$1,691,165	$1,345,208.39	$22,697	$2,819.19	+$1.67M → MONOF
10	$14,961,310	$13,151,763.60	$25,280	$3,219.02	+$14.94M → MONOF

MONOF vs XYLD: Complete Analysis 2026

MONOF — Stock

MonotaRO Co., Ltd., together with its subsidiaries, operates an online MRO products store in Japan and internationally. It offers products in various categories, such as safety protection equipment, work clothes, and safety shoes; logistics, storage, and packing supplies; tapes; safety supplies/safety signs; office supplies; office furniture/lighting/cleaning supplies; cutting tools/abrasives; measurement/surveying supplies; work/electric/pneumatic tools; spray/oil/grease/paint/adhesion/repair/welding supplies; and agricultural materials/gardening supplies. The company also provides building hardware products, building materials, and painting interior supplies; air conditioning/electrical equipment materials/electrical materials; piping/water supply/pump/pneumatic/hydraulic equipment/hose products; mechanical parts; control equipment/solder/static electricity countermeasure supplies; screws/bolts/nails/materials; car/truck supplies; motorcycle/bicycle supplies; kitchen equipment/kitchen products/store supplies; scientific research and development/clean room supplies; and medical/long-term care products. It serves factories, construction, automobile maintenance, and other industries. The company was formerly known as Sumisho Grainger Co., Ltd. and changed its name to MonotaRO Co., Ltd. in 2006. MonotaRO Co., Ltd. was founded in 2000 and is headquartered in Amagasaki, Japan. MonotaRO Co., Ltd. is a subsidiary of Grainger Global Holdings, Inc.

Full MONOF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.