HomeCompareMONOY vs VIG

MONOY vs VIG: Dividend Comparison 2026

MONOY yields 1.45% · VIG yields 1.61%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MONOY wins by $17.25M in total portfolio value· pulled ahead in Year 3
10 years
MONOY
MONOY
● Live price
1.45%
Share price
$10.75
Annual div
$0.16
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$17.29M
Annual income
$15,264,817.39
Full MONOY calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.61%
Share price
$215.06
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$175.21
Full VIG calculator →

Portfolio growth — MONOY vs VIG

📍 MONOY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMONOYVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MONOY + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MONOY pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MONOY
Annual income on $10K today (after 15% tax)
$123.25/yr
After 10yr DRIP, annual income (after tax)
$12,975,094.78/yr
VIG
Annual income on $10K today (after 15% tax)
$136.50/yr
After 10yr DRIP, annual income (after tax)
$148.93/yr
At 15% tax rate, MONOY beats the other by $12,974,945.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MONOY + VIG for your $10,000?

MONOY: 50%VIG: 50%
100% VIG50/50100% MONOY
Portfolio after 10yr
$8.66M
Annual income
$7,632,496.29/yr
Blended yield
88.14%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MONOY buys
1
VIG buys
9
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
Ro Khanna🏢 House$VIG▼ Sell$15,001 - $50,0002023-05-04
Daniel Goldman🏢 House$MONOY▼ Sell$1,001 - $15,0002023-03-31
Daniel Goldman🏢 House$MONOY▲ Buy$1,001 - $15,0002023-02-27
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
K. Michael Conaway🏢 House$VIG▲ Buy$50,001 - $100,0002020-12-10
Joe Courtney🏢 House$VIG▼ Sell$1,001 - $15,0002020-10-09
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMONOYVIG
Forward yield1.45%1.61%
Annual dividend / share$0.16$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$17.29M$32.3K
Annual income after 10y$15,264,817.39$175.21
Total dividends collected$17.10M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MONOY vs VIG ($10,000, DRIP)

YearMONOY PortfolioMONOY Income/yrVIG PortfolioVIG Income/yrGap
1$10,990$290.01$11,301$160.59$311.00VIG
2$12,355$595.74$12,752$162.91$397.00VIG
3← crossover$14,472$1,251.84$14,370$165.02+$102.00MONOY
4$18,226$2,740.76$16,176$166.93+$2.0KMONOY
5$25,953$6,451.74$18,188$168.67+$7.8KMONOY
6$44,942$17,172.42$20,432$170.25+$24.5KMONOY
7$103,671$55,583.19$22,933$171.68+$80.7KMONOY
8$350,588$239,659.21$25,720$172.98+$324.9KMONOY
9$1,890,008$1,514,879.69$28,827$174.15+$1.86MMONOY
10$17,287,126$15,264,817.39$32,288$175.21+$17.25MMONOY

MONOY vs VIG: Complete Analysis 2026

MONOYStock

MonotaRO Co., Ltd., together with its subsidiaries, operates an online MRO products store in Japan and internationally. It offers products in various categories, such as safety protection equipment, work clothes, and safety shoes; logistics, storage, and packing supplies; tapes; safety supplies/safety signs; office supplies; office furniture/lighting/cleaning supplies; cutting tools/abrasives; measurement/surveying supplies; work/electric/pneumatic tools; spray/oil/grease/paint/adhesion/repair/welding supplies; and agricultural materials/gardening supplies. The company also provides building hardware products, building materials, and painting interior supplies; air conditioning/electrical equipment materials/electrical materials; piping/water supply/pump/pneumatic/hydraulic equipment/hose products; mechanical parts; control equipment/solder/static electricity countermeasure supplies; screws/bolts/nails/materials; car/truck supplies; motorcycle/bicycle supplies; kitchen equipment/kitchen products/store supplies; scientific research and development/clean room supplies; and medical/long-term care products. It serves factories, construction, automobile maintenance, and other industries. The company was formerly known as Sumisho Grainger Co., Ltd. and changed its name to MonotaRO Co., Ltd. in 2006. MonotaRO Co., Ltd. was founded in 2000 and is headquartered in Amagasaki, Japan. MonotaRO Co., Ltd. is a subsidiary of Grainger Global Holdings, Inc.

Full MONOY Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.