Is MONTF or RYLD a better dividend investment in 2026?

MONTF currently yields 407.64% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: MONTF offers higher current income.

What is the dividend yield difference between MONTF and RYLD?

MONTF has a forward dividend yield of 407.64% ($0.01/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 395.50 percentage points.

Home › Compare › MONTF vs RYLD

MONTF vs RYLD: Dividend Comparison 2026

MONTF yields 407.64% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MONTF wins by $4.31M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MONTF

● Live price

407.64%

Share price

$0.00

Annual div

$0.01

5Y div CAGR

-26.5%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.35M

Annual income

$379,023.01

Full MONTF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — MONTF vs RYLD

📍 MONTF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MONTF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MONTF + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MONTF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MONTF

Annual income on $10K today (after 15% tax)

$34,649.33/yr

After 10yr DRIP, annual income (after tax)

$322,169.56/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, MONTF beats the other by $319,970.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MONTF + RYLD for your $10,000?

MONTF: 50%RYLD: 50%

100% RYLD50/50100% MONTF

Portfolio after 10yr

$2.20M

Annual income

$190,805.18/yr

Blended yield

8.68%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MONTF buys

RYLD buys

No recent congressional trades found for MONTF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMONTFRYLD

Forward yield	407.64% ✓	12.14%
Annual dividend / share	$0.01	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-26.5%	0% ✓
Portfolio after 10y	$4.35M	$44.5K ✓
Annual income after 10y	$379,023.01 ✓	$2,587.35
Total dividends collected	$3.43M	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MONTF vs RYLD ($10,000, DRIP)

Year	MONTF Portfolio	MONTF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$40,661	$29,961.48	$11,914	$1,213.65	+$28.7K → MONTF
2	$127,193	$83,685.45	$14,099	$1,351.30	+$113.1K → MONTF
3	$315,915	$179,818.48	$16,580	$1,494.55	+$299.3K → MONTF
4	$644,822	$306,792.31	$19,384	$1,642.61	+$625.4K → MONTF
5	$1,120,106	$430,147.15	$22,535	$1,794.70	+$1.10M → MONTF
6	$1,711,777	$513,263.35	$26,063	$1,950.00	+$1.69M → MONTF
7	$2,370,407	$538,805.21	$29,995	$2,107.69	+$2.34M → MONTF
8	$3,048,855	$512,520.22	$34,361	$2,266.99	+$3.01M → MONTF
9	$3,715,098	$452,823.05	$39,194	$2,427.12	+$3.68M → MONTF
10	$4,354,178	$379,023.01	$44,525	$2,587.35	+$4.31M → MONTF

MONTF vs RYLD: Complete Analysis 2026

MONTF — Stock

Montfort Capital Corp. acquires, manages, and builds companies that delivers private credit to diversified markets in North America. The company offers asset-based private credit for mid-market borrowers; revenue-based investment to business-to-business Software-as-a-Service businesses; and loan management services. The company was formerly known as TIMIA Capital Corp. and changed its name to Montfort Capital Corp. in June 2022. Montfort Capital Corp. was incorporated in 2007 and is headquartered in Vancouver, Canada.

Full MONTF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.