HomeCompareMQQQ vs SCHD

MQQQ vs SCHD: Dividend Comparison 2026

MQQQ yields 2.33% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.8K in total portfolio value
10 years
MQQQ
MQQQ
● Live price
2.33%
Share price
$157.21
Annual div
$3.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$270.50
Full MQQQ calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — MQQQ vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMQQQSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MQQQ + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MQQQ pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MQQQ
Annual income on $10K today (after 15% tax)
$197.83/yr
After 10yr DRIP, annual income (after tax)
$229.92/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $129.29/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MQQQ + SCHD for your $10,000?

MQQQ: 50%SCHD: 50%
100% SCHD50/50100% MQQQ
Portfolio after 10yr
$26.1K
Annual income
$346.55/yr
Blended yield
1.33%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MQQQ buys
0
SCHD buys
0
No recent congressional trades found for MQQQ or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMQQQSCHD
Forward yield2.33%3.44%
Annual dividend / share$3.66$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$29.0K
Annual income after 10y$270.50$422.61
Total dividends collected$2.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MQQQ vs SCHD ($10,000, DRIP)

YearMQQQ PortfolioMQQQ Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,933$232.74$11,224$344.10$291.00SCHD
2$11,936$237.81$12,567$354.98$631.00SCHD
3$13,014$242.64$14,038$365.30$1.0KSCHD
4$14,172$247.25$15,648$375.06$1.5KSCHD
5$15,416$251.64$17,410$384.27$2.0KSCHD
6$16,751$255.82$19,335$392.95$2.6KSCHD
7$18,183$259.78$21,437$401.10$3.3KSCHD
8$19,720$263.55$23,733$408.75$4.0KSCHD
9$21,367$267.12$26,237$415.91$4.9KSCHD
10$23,133$270.50$28,968$422.61$5.8KSCHD

MQQQ vs SCHD: Complete Analysis 2026

MQQQStock

MQQQ provides 2x leveraged exposure to the monthly performance of QQQ, an ETF composed of 100 NASADAQ-listed stocks. The strategy involves entering into one or more swap agreements intended to produce leveraged investment results relative to the returns of QQQ. Unlike traditional ETFs, MQQQ introduces added volatility due to its lack of diversification and use of leverage. Holdings are rebalanced at month-end to maintain the 200% exposure. However, if QQQs price drops by 35% or more within a month, the fund will rebalance early to protect against further losses, although this may prevent it from meeting its target return for that month. To maximize results, the fund places its remaining cash in US government securities, money market funds, short-term bond ETFs, or high-quality corporate debt as collateral. Before May 16, 2025, the fund was named Tradr 2X Long Triple Q Monthly ETF.

Full MQQQ Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this MQQQ vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MQQQ vs JEPIMQQQ vs OMQQQ vs KOMQQQ vs MAINMQQQ vs VYMMQQQ vs DGROMQQQ vs VIGMQQQ vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.