Is MRAL or SCHD a better dividend investment in 2026?

MRAL currently yields 75.05% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: MRAL offers higher current income.

What is the dividend yield difference between MRAL and SCHD?

MRAL has a forward dividend yield of 75.05% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 71.59 percentage points.

Home › Compare › MRAL vs SCHD

MRAL vs SCHD: Dividend Comparison 2026

MRAL yields 75.05% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRAL wins by $1.30M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MRAL

● Live price

75.05%

Share price

$2.67

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.33M

Annual income

$366,452.33

Full MRAL calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — MRAL vs SCHD

📍 MRAL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MRAL	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MRAL + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

MRAL pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRAL

Annual income on $10K today (after 15% tax)

$6,378.99/yr

After 10yr DRIP, annual income (after tax)

$311,484.48/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, MRAL beats the other by $311,122.42/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MRAL + SCHD for your $10,000?

MRAL: 50%SCHD: 50%

100% SCHD50/50100% MRAL

Portfolio after 10yr

$678.0K

Annual income

$183,439.14/yr

Blended yield

27.06%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRAL buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMRALSCHD

Forward yield	75.05% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.33M	$29.0K ✓
Annual income after 10y	$366,452.33 ✓	$425.95
Total dividends collected	$1.14M	$3.9K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MRAL vs SCHD ($10,000, DRIP)

Year	MRAL Portfolio	MRAL Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$18,205	$7,504.69	$11,226	$346.36	+$7.0K → MRAL
2	$32,247	$12,768.28	$12,572	$357.38	+$19.7K → MRAL
3	$55,642	$21,137.74	$14,046	$367.84	+$41.6K → MRAL
4	$93,624	$34,086.85	$15,660	$377.73	+$78.0K → MRAL
5	$153,780	$53,602.57	$17,425	$387.07	+$136.4K → MRAL
6	$246,829	$82,283.91	$19,354	$395.86	+$227.5K → MRAL
7	$387,539	$123,431.57	$21,461	$404.13	+$366.1K → MRAL
8	$595,784	$181,117.85	$23,762	$411.89	+$572.0K → MRAL
9	$897,715	$260,226.47	$26,272	$419.15	+$871.4K → MRAL
10	$1,327,008	$366,452.33	$29,010	$425.95	+$1.30M → MRAL

MRAL vs SCHD: Complete Analysis 2026

MRAL — Stock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of MARA Holdings Inc, (NASDAQ: MARA) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of MARA for periods greater than a day.

Full MRAL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.