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MRCCL vs SCHD: Dividend Comparison 2026

MRCCL yields 7.97% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MRCCL wins by $4.9K in total portfolio value
10 years
MRCCL
MRCCL
● Live price
7.97%
Share price
$25.08
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$1,320.97
Full MRCCL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — MRCCL vs SCHD

📍 MRCCL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMRCCLSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MRCCL + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
MRCCL pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRCCL
Annual income on $10K today (after 15% tax)
$677.83/yr
After 10yr DRIP, annual income (after tax)
$1,122.82/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, MRCCL beats the other by $760.77/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MRCCL + SCHD for your $10,000?

MRCCL: 50%SCHD: 50%
100% SCHD50/50100% MRCCL
Portfolio after 10yr
$31.5K
Annual income
$873.46/yr
Blended yield
2.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRCCL buys
0
SCHD buys
0
No recent congressional trades found for MRCCL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMRCCLSCHD
Forward yield7.97% ✓3.46%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$33.9K ✓$29.0K
Annual income after 10y$1,320.97 ✓$425.95
Total dividends collected$10.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MRCCL vs SCHD ($10,000, DRIP)

YearMRCCL PortfolioMRCCL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,497$797.45$11,226$346.36+$271.00 → MRCCL
2$13,159$856.88$12,572$357.38+$587.00 → MRCCL
3$14,997$916.56$14,046$367.84+$951.00 → MRCCL
4$17,023$976.23$15,660$377.73+$1.4K → MRCCL
5$19,250$1,035.62$17,425$387.07+$1.8K → MRCCL
6$21,692$1,094.50$19,354$395.86+$2.3K → MRCCL
7$24,363$1,152.66$21,461$404.13+$2.9K → MRCCL
8$27,279$1,209.90$23,762$411.89+$3.5K → MRCCL
9$30,454$1,266.06$26,272$419.15+$4.2K → MRCCL
10$33,907$1,320.97$29,010$425.95+$4.9K → MRCCL

MRCCL vs SCHD: Complete Analysis 2026

MRCCL — Stock

MRCCL is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in MRCCL shares.

Full MRCCL Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.