Is MRNY or XYLD a better dividend investment in 2026?

MRNY currently yields 88.60% with a 5% 5-year dividend growth rate. XYLD yields 10.93% with 0.5% growth. The better choice depends on your goal: MRNY offers higher current income.

What is the dividend yield difference between MRNY and XYLD?

MRNY has a forward dividend yield of 88.60% ($16.26/share annually). XYLD yields 10.93% ($4.30/share annually). The yield gap is 77.67 percentage points.

Home › Compare › MRNY vs XYLD

MRNY vs XYLD: Dividend Comparison 2026

MRNY yields 88.60% · XYLD yields 10.93%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRNY wins by $2.39M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MRNY

● Live price

88.60%

Share price

$18.35

Annual div

$16.26

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.42M

Annual income

$750,326.56

Full MRNY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.93%

Share price

$39.31

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.1K

Annual income

$3,189.45

Full XYLD calculator →

Portfolio growth — MRNY vs XYLD

📍 MRNY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MRNY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MRNY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MRNY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRNY

Annual income on $10K today (after 15% tax)

$7,530.68/yr

After 10yr DRIP, annual income (after tax)

$637,777.58/yr

XYLD

Annual income on $10K today (after 15% tax)

$929.36/yr

After 10yr DRIP, annual income (after tax)

$2,711.03/yr

At 15% tax rate, MRNY beats the other by $635,066.54/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MRNY + XYLD for your $10,000?

MRNY: 50%XYLD: 50%

100% XYLD50/50100% MRNY

Portfolio after 10yr

$1.22M

Annual income

$376,758.00/yr

Blended yield

30.86%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRNY buys

XYLD buys

No recent congressional trades found for MRNY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMRNYXYLD

Forward yield	88.60% ✓	10.93%
Annual dividend / share	$16.26 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.42M	$25.1K ✓
Annual income after 10y	$750,326.56 ✓	$3,189.45
Total dividends collected	$2.13M	$19.4K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MRNY vs XYLD ($10,000, DRIP)

Year	MRNY Portfolio	MRNY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$19,560	$8,859.62	$10,813	$1,093.36	+$8.7K → MRNY
2	$37,124	$16,195.40	$11,727	$1,216.35	+$25.4K → MRNY
3	$68,451	$28,727.94	$12,756	$1,357.11	+$55.7K → MRNY
4	$122,747	$49,504.23	$13,917	$1,518.69	+$108.8K → MRNY
5	$214,303	$82,963.95	$15,232	$1,704.71	+$199.1K → MRNY
6	$364,675	$135,370.50	$16,725	$1,919.54	+$347.9K → MRNY
7	$605,489	$215,286.99	$18,425	$2,168.40	+$587.1K → MRNY
8	$981,941	$334,067.82	$20,367	$2,457.63	+$961.6K → MRNY
9	$1,557,002	$506,325.84	$22,592	$2,794.87	+$1.53M → MRNY
10	$2,416,319	$750,326.56	$25,149	$3,189.45	+$2.39M → MRNY

MRNY vs XYLD: Complete Analysis 2026

MRNY — Stock

The YieldMax MRNA Option Income Strategy ETF (MRNY) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on MRNA. The strategy is designed to capture option premiums while providing participation in the share price appreciation of MRNA.

Full MRNY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.