Is MRSAX or XYLD a better dividend investment in 2026?

MRSAX currently yields 5.17% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MRSAX and XYLD?

MRSAX has a forward dividend yield of 5.17% ($1.36/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 5.81 percentage points.

Home › Compare › MRSAX vs XYLD

MRSAX vs XYLD: Dividend Comparison 2026

MRSAX yields 5.17% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MRSAX wins by $2.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MRSAX

● Live price

5.17%

Share price

$26.28

Annual div

$1.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.1K

Annual income

$720.29

Full MRSAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MRSAX vs XYLD

📍 MRSAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MRSAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MRSAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MRSAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MRSAX

Annual income on $10K today (after 15% tax)

$439.82/yr

After 10yr DRIP, annual income (after tax)

$612.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,123.92/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MRSAX + XYLD for your $10,000?

MRSAX: 50%XYLD: 50%

100% XYLD50/50100% MRSAX

Portfolio after 10yr

$26.7K

Annual income

$1,969.66/yr

Blended yield

7.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MRSAX buys

XYLD buys

No recent congressional trades found for MRSAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMRSAXXYLD

Forward yield	5.17%	10.98% ✓
Annual dividend / share	$1.36	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$28.1K ✓	$25.3K
Annual income after 10y	$720.29	$3,219.02 ✓
Total dividends collected	$6.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MRSAX vs XYLD ($10,000, DRIP)

Year	MRSAX Portfolio	MRSAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,217	$517.43	$10,818	$1,098.39	+$399.00 → MRSAX
2	$12,545	$542.45	$11,738	$1,222.51	+$807.00 → MRSAX
3	$13,990	$566.97	$12,774	$1,364.64	+$1.2K → MRSAX
4	$15,560	$590.92	$13,944	$1,527.86	+$1.6K → MRSAX
5	$17,264	$614.24	$15,270	$1,715.87	+$2.0K → MRSAX
6	$19,109	$636.90	$16,775	$1,933.09	+$2.3K → MRSAX
7	$21,106	$658.86	$18,490	$2,184.87	+$2.6K → MRSAX
8	$23,263	$680.09	$20,450	$2,477.63	+$2.8K → MRSAX
9	$25,592	$700.58	$22,697	$2,819.19	+$2.9K → MRSAX
10	$28,104	$720.29	$25,280	$3,219.02	+$2.8K → MRSAX

MRSAX vs XYLD: Complete Analysis 2026

MRSAX — Stock

The investment seeks capital appreciation. The fund normally invests its assets primarily in foreign equity securities, including emerging market equity securities. Equity securities include common stocks and other securities that represent an ownership interest (or right to acquire an ownership interest) in a company or other issuer. MFS normally invests the fund's assets across different industries, sectors, countries, and regions, but MFS may invest a significant percentage of the fund's assets in issuers in a single industry, sector, country, or region.

Full MRSAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.