Is MSACX or RYLD a better dividend investment in 2026?

MSACX currently yields 12.82% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: MSACX offers higher current income.

What is the dividend yield difference between MSACX and RYLD?

MSACX has a forward dividend yield of 12.82% ($2.53/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 8.82 percentage points.

Home › Compare › MSACX vs RYLD

MSACX vs RYLD: Dividend Comparison 2026

MSACX yields 12.82% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSACX wins by $18.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSACX

● Live price

12.82%

Share price

$19.71

Annual div

$2.53

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$46.5K

Annual income

$2,847.93

Full MSACX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — MSACX vs RYLD

📍 MSACX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSACX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSACX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MSACX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSACX

Annual income on $10K today (after 15% tax)

$1,089.96/yr

After 10yr DRIP, annual income (after tax)

$2,420.74/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, MSACX beats the other by $1,656.43/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSACX + RYLD for your $10,000?

MSACX: 50%RYLD: 50%

100% RYLD50/50100% MSACX

Portfolio after 10yr

$37.3K

Annual income

$1,873.57/yr

Blended yield

5.02%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSACX buys

RYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
James Inhofe	🏛 Senate	$MSACX	▼ Sell	$15,001 - $50,000	2015-07-09

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSACXRYLD

Forward yield	12.82% ✓	4.00%
Annual dividend / share	$2.53 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$46.5K ✓	$28.0K
Annual income after 10y	$2,847.93 ✓	$899.19
Total dividends collected	$20.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MSACX vs RYLD ($10,000, DRIP)

Year	MSACX Portfolio	MSACX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,982	$1,282.30	$11,120	$420.00	+$862.00 → MSACX
2	$14,257	$1,435.98	$12,357	$458.31	+$1.9K → MSACX
3	$16,852	$1,596.81	$13,721	$499.76	+$3.1K → MSACX
4	$19,795	$1,763.95	$15,227	$544.58	+$4.6K → MSACX
5	$23,118	$1,936.51	$16,885	$593.02	+$6.2K → MSACX
6	$26,849	$2,113.56	$18,713	$645.34	+$8.1K → MSACX
7	$31,023	$2,294.16	$20,724	$701.81	+$10.3K → MSACX
8	$35,672	$2,477.36	$22,938	$762.73	+$12.7K → MSACX
9	$40,831	$2,662.24	$25,372	$828.41	+$15.5K → MSACX
10	$46,537	$2,847.93	$28,047	$899.19	+$18.5K → MSACX

MSACX vs RYLD: Complete Analysis 2026

MSACX — Stock

The Adviser utilizes a proprietary top-down framework to quantitatively and qualitatively rank countries relative to one another and relative to their own history. The Adviser's approach combines a top-down country process with sector allocation and bottom-up stock selection. Under normal market conditions, the fund invests at least 40% of its total assets in the securities of issuers located outside of the United States.

Full MSACX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.