Is MSADF or JEPQ a better dividend investment in 2026?

MSADF currently yields 3.40% with a 5% 5-year dividend growth rate. JEPQ yields 11.10% with 5% growth. The better choice depends on your goal: JEPQ offers higher current income.

What is the dividend yield difference between MSADF and JEPQ?

MSADF has a forward dividend yield of 3.40% ($0.83/share annually). JEPQ yields 11.10% ($6.16/share annually). The yield gap is 7.70 percentage points.

Home › Compare › MSADF vs JEPQ

MSADF vs JEPQ: Dividend Comparison 2026

MSADF yields 3.40% · JEPQ yields 11.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSADF wins by $780.85M in total portfolio value· pulled ahead in Year 3

INVESTMENT

TIME HORIZON10 years

MSADF

● Live price

3.40%

Share price

$24.38

Annual div

$0.83

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$780.90M

Annual income

$739,188,603.73

Full MSADF calculator →

JEPQ

JPMorgan Nasdaq Equity Premium Income ETF

● Live price

11.10%

Share price

$55.52

Annual div

$6.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.8K

Annual income

$2,152.59

Full JEPQ calculator →

Portfolio growth — MSADF vs JEPQ

📍 MSADF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSADF	JEPQ
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSADF + JEPQ cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MSADF pays

JEPQ pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSADF

Annual income on $10K today (after 15% tax)

$289.38/yr

After 10yr DRIP, annual income (after tax)

$628,310,313.17/yr

JEPQ

Annual income on $10K today (after 15% tax)

$943.83/yr

After 10yr DRIP, annual income (after tax)

$1,829.70/yr

At 15% tax rate, MSADF beats the other by $628,308,483.47/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSADF + JEPQ for your $10,000?

MSADF: 50%JEPQ: 50%

100% JEPQ50/50100% MSADF

Portfolio after 10yr

$390.47M

Annual income

$369,595,378.16/yr

Blended yield

94.65%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSADF buys

JEPQ buys

No recent congressional trades found for MSADF or JEPQ in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSADFJEPQ

Forward yield	3.40%	11.10% ✓
Annual dividend / share	$0.83	$6.16 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$780.90M ✓	$44.8K
Annual income after 10y	$739,188,603.73 ✓	$2,152.59
Total dividends collected	$777.86M ✓	$16.3K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSADF vs JEPQ ($10,000, DRIP)

Year	MSADF Portfolio	MSADF Income/yr	JEPQ Portfolio	JEPQ Income/yr	Gap
1	$11,381	$680.89	$11,930	$1,110.39	$549.00 → JEPQ
2	$13,626	$1,448.43	$14,133	$1,224.34	$507.00 → JEPQ
3← crossover	$17,821	$3,241.41	$16,632	$1,340.46	+$1.2K → MSADF
4	$26,993	$7,924.10	$19,454	$1,457.97	+$7.5K → MSADF
5	$51,316	$22,434.02	$22,626	$1,576.08	+$28.7K → MSADF
6	$134,627	$79,718.83	$26,175	$1,694.09	+$108.5K → MSADF
7	$534,968	$390,917.19	$30,133	$1,811.32	+$504.8K → MSADF
8	$3,475,944	$2,903,528.07	$34,531	$1,927.17	+$3.44M → MSADF
9	$38,982,072	$35,262,811.19	$39,403	$2,041.08	+$38.94M → MSADF
10	$780,899,420	$739,188,603.73	$44,787	$2,152.59	+$780.85M → MSADF

MSADF vs JEPQ: Complete Analysis 2026

MSADF — Stock

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Full MSADF Calculator →

JEPQ — ETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.