Is MSADY or DIVO a better dividend investment in 2026?

MSADY currently yields 3.84% with a 5% 5-year dividend growth rate. DIVO yields 6.49% with 5% growth. The better choice depends on your goal: DIVO offers higher current income.

What is the dividend yield difference between MSADY and DIVO?

MSADY has a forward dividend yield of 3.84% ($1.00/share annually). DIVO yields 6.49% ($2.91/share annually). The yield gap is 2.65 percentage points.

Home › Compare › MSADY vs DIVO

MSADY vs DIVO: Dividend Comparison 2026

MSADY yields 3.84% · DIVO yields 6.49%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSADY wins by $1456.76M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSADY

● Live price

3.84%

Share price

$26.04

Annual div

$1.00

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1456.79M

Annual income

$1,387,385,982.59

Full MSADY calculator →

DIVO

● Live price

6.49%

Share price

$44.85

Annual div

$2.91

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.7K

Annual income

$981.68

Full DIVO calculator →

Portfolio growth — MSADY vs DIVO

📍 MSADY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSADY	DIVO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSADY + DIVO cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSADY pays

DIVO pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSADY

Annual income on $10K today (after 15% tax)

$326.42/yr

After 10yr DRIP, annual income (after tax)

$1,179,278,085.20/yr

DIVO

Annual income on $10K today (after 15% tax)

$552.00/yr

After 10yr DRIP, annual income (after tax)

$834.43/yr

At 15% tax rate, MSADY beats the other by $1,179,277,250.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSADY + DIVO for your $10,000?

MSADY: 50%DIVO: 50%

100% DIVO50/50100% MSADY

Portfolio after 10yr

$728.41M

Annual income

$693,693,482.13/yr

Blended yield

95.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSADY buys

DIVO buys

No recent congressional trades found for MSADY or DIVO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSADYDIVO

Forward yield	3.84%	6.49% ✓
Annual dividend / share	$1.00	$2.91 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$1456.79M ✓	$30.7K
Annual income after 10y	$1,387,385,982.59 ✓	$981.68
Total dividends collected	$1451.80M ✓	$8.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MSADY vs DIVO ($10,000, DRIP)

Year	MSADY Portfolio	MSADY Income/yr	DIVO Portfolio	DIVO Income/yr	Gap
1← crossover	$11,468	$768.05	$11,349	$649.42	+$119.00 → MSADY
2	$13,917	$1,646.36	$12,833	$688.83	+$1.1K → MSADY
3	$18,626	$3,734.50	$14,459	$727.90	+$4.2K → MSADY
4	$29,272	$9,342.10	$16,238	$766.49	+$13.0K → MSADY
5	$58,763	$27,442.46	$18,179	$804.47	+$40.6K → MSADY
6	$165,850	$102,973.63	$20,293	$841.71	+$145.6K → MSADY
7	$720,689	$543,228.65	$22,591	$878.14	+$698.1K → MSADY
8	$5,183,387	$4,412,250.25	$25,087	$913.65	+$5.16M → MSADY
9	$64,862,297	$59,316,072.99	$27,791	$948.18	+$64.83M → MSADY
10	$1,456,788,640	$1,387,385,982.59	$30,718	$981.68	+$1456.76M → MSADY

MSADY vs DIVO: Complete Analysis 2026

MSADY — Stock

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers fire and allied, marine, personal accident, voluntary automobile, compulsory automobile liability, and others non-life insurance products; life insurance products; and reinsurance services. It also provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Full MSADY Calculator →

DIVO — ETF

DIVO is an ETF of high-quality large cap companies with a history of dividend and earnings growth, along with a tactical covered call* strategy on individual stocks. DIVO is strategically designed to offer high levels of total return on a risk-adjusted basis.

Full DIVO Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.