HomeCompareMSBC vs HDV

MSBC vs HDV: Dividend Comparison 2026

MSBC yields 1.99% · HDV yields 2.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDV wins by $1.7K in total portfolio value
10 years
MSBC
MSBC
● Live price
1.99%
Share price
$100.50
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$226.34
Full MSBC calculator →
HDV
iShares Core High Dividend ETF
● Live price
2.92%
Share price
$135.39
Annual div
$3.96
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$352.73
Full HDV calculator →

Portfolio growth — MSBC vs HDV

📍 HDV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSBCHDV
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MSBC + HDV cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSBC pays
HDV pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSBC
Annual income on $10K today (after 15% tax)
$169.15/yr
After 10yr DRIP, annual income (after tax)
$192.39/yr
HDV
Annual income on $10K today (after 15% tax)
$248.52/yr
After 10yr DRIP, annual income (after tax)
$299.82/yr
At 15% tax rate, HDV beats the other by $107.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSBC + HDV for your $10,000?

MSBC: 50%HDV: 50%
100% HDV50/50100% MSBC
Portfolio after 10yr
$23.5K
Annual income
$289.53/yr
Blended yield
1.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSBC buys
0
HDV buys
0
No recent congressional trades found for MSBC or HDV in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSBCHDV
Forward yield1.99%2.92%
Annual dividend / share$2.00$3.96
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$22.6K$24.3K
Annual income after 10y$226.34$352.73
Total dividends collected$2.1K$3.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MSBC vs HDV ($10,000, DRIP)

YearMSBC PortfolioMSBC Income/yrHDV PortfolioHDV Income/yrGap
1← crossover$10,899$199.00$11,002$292.38$103.00HDV
2$11,865$202.71$12,084$300.36$219.00HDV
3$12,901$206.23$13,250$308.02$349.00HDV
4$14,014$209.58$14,506$315.35$492.00HDV
5$15,208$212.76$15,858$322.35$650.00HDV
6$16,488$215.78$17,313$329.04$825.00HDV
7$17,861$218.64$18,878$335.42$1.0KHDV
8$19,333$221.35$20,560$341.49$1.2KHDV
9$20,910$223.92$22,367$347.25$1.5KHDV
10$22,600$226.34$24,307$352.73$1.7KHDV

MSBC vs HDV: Complete Analysis 2026

MSBCStock

Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. It accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. The company also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmer. In addition, it offers SBA loans for owner-occupied commercial real estate purchase and construction, business expansion/acquisition, partner or management buy-out, equipment financing, debt refinance, inventory purchase, furniture, machinery, business startup cost, and working capital; and debit and credit cards. Further, the company provides safe deposit boxes, merchant card processing, online cash management, remote deposit capture, treasury management, and online and mobile banking services; cash vault services; and carries out property exchange transactions. It operates nine full-service facilities, including one located in Shafter, two located in Bakersfield, three located in the Mojave Desert area, one located in Ventura, one located in San Luis Obispo, and one located in Stockton. Mission Bancorp was founded in 1998 and is based in Bakersfield, California.

Full MSBC Calculator →

HDVETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.