HomeCompareMSDD vs SPHD

MSDD vs SPHD: Dividend Comparison 2026

MSDD yields 2.87% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.5K in total portfolio value
10 years
MSDD
MSDD
● Live price
2.87%
Share price
$69.58
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.0K
Annual income
$345.95
Full MSDD calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MSDD vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSDDSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MSDD + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSDD pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSDD
Annual income on $10K today (after 15% tax)
$244.32/yr
After 10yr DRIP, annual income (after tax)
$294.06/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $191.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSDD + SPHD for your $10,000?

MSDD: 50%SPHD: 50%
100% SPHD50/50100% MSDD
Portfolio after 10yr
$25.3K
Annual income
$458.64/yr
Blended yield
1.81%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSDD buys
0
SPHD buys
0
No recent congressional trades found for MSDD or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSDDSPHD
Forward yield2.87%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.0K$26.5K
Annual income after 10y$345.95$571.32
Total dividends collected$3.2K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MSDD vs SPHD ($10,000, DRIP)

YearMSDD PortfolioMSDD Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,987$287.44$11,133$432.85$146.00SPHD
2$12,052$295.16$12,363$450.36$311.00SPHD
3$13,198$302.57$13,695$467.39$497.00SPHD
4$14,431$309.67$15,138$483.90$707.00SPHD
5$15,758$316.46$16,697$499.88$939.00SPHD
6$17,184$322.95$18,382$515.31$1.2KSPHD
7$18,716$329.13$20,198$530.17$1.5KSPHD
8$20,361$335.02$22,157$544.46$1.8KSPHD
9$22,127$340.63$24,266$558.18$2.1KSPHD
10$24,022$345.95$26,536$571.32$2.5KSPHD

MSDD vs SPHD: Complete Analysis 2026

MSDDStock

The Fund seeks daily investment results, before fees and expenses, of -2 times (-200%) the daily percentage change of the common stock of MicroStrategy Inc, (NASDAQ: MSTR) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide -2 times the cumulative return of MSTR for periods greater than a day.

Full MSDD Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.