Is MSFAX or XYLD a better dividend investment in 2026?

MSFAX currently yields 15.21% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MSFAX offers higher current income.

What is the dividend yield difference between MSFAX and XYLD?

MSFAX has a forward dividend yield of 15.21% ($3.97/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.23 percentage points.

Home › Compare › MSFAX vs XYLD

MSFAX vs XYLD: Dividend Comparison 2026

MSFAX yields 15.21% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSFAX wins by $28.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSFAX

● Live price

15.21%

Share price

$26.09

Annual div

$3.97

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.2K

Annual income

$3,886.68

Full MSFAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MSFAX vs XYLD

📍 MSFAX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSFAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSFAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSFAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFAX

Annual income on $10K today (after 15% tax)

$1,292.45/yr

After 10yr DRIP, annual income (after tax)

$3,303.68/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MSFAX beats the other by $567.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSFAX + XYLD for your $10,000?

MSFAX: 50%XYLD: 50%

100% XYLD50/50100% MSFAX

Portfolio after 10yr

$39.7K

Annual income

$3,552.85/yr

Blended yield

8.94%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFAX buys

XYLD buys

No recent congressional trades found for MSFAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSFAXXYLD

Forward yield	15.21% ✓	10.98%
Annual dividend / share	$3.97	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54.2K ✓	$25.3K
Annual income after 10y	$3,886.68 ✓	$3,219.02
Total dividends collected	$26.4K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSFAX vs XYLD ($10,000, DRIP)

Year	MSFAX Portfolio	MSFAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,221	$1,520.53	$10,818	$1,098.39	+$1.4K → MSFAX
2	$14,813	$1,736.60	$11,738	$1,222.51	+$3.1K → MSFAX
3	$17,817	$1,967.24	$12,774	$1,364.64	+$5.0K → MSFAX
4	$21,275	$2,211.42	$13,944	$1,527.86	+$7.3K → MSFAX
5	$25,232	$2,467.94	$15,270	$1,715.87	+$10.0K → MSFAX
6	$29,734	$2,735.49	$16,775	$1,933.09	+$13.0K → MSFAX
7	$34,828	$3,012.65	$18,490	$2,184.87	+$16.3K → MSFAX
8	$40,564	$3,297.92	$20,450	$2,477.63	+$20.1K → MSFAX
9	$46,993	$3,589.78	$22,697	$2,819.19	+$24.3K → MSFAX
10	$54,170	$3,886.68	$25,280	$3,219.02	+$28.9K → MSFAX

MSFAX vs XYLD: Complete Analysis 2026

MSFAX — Stock

Under normal market conditions, the fund invests in securities of issuers from at least three different countries, which may include the United States. The Adviser and/or Sub-Adviser seek to invest in high quality companies they believe have strong business franchises, strong cash flows, modest capital requirements, strong balance sheets, capable management, and that typically return cash to shareholders. The fund is non-diversified.

Full MSFAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.