Is MSFD or VYM a better dividend investment in 2026?

MSFD currently yields 2.43% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: MSFD offers higher current income.

What is the dividend yield difference between MSFD and VYM?

MSFD has a forward dividend yield of 2.43% ($0.36/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.02 percentage points.

Home › Compare › MSFD vs VYM

MSFD vs VYM: Dividend Comparison 2026

MSFD yields 2.43% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $4.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSFD

● Live price

2.43%

Share price

$14.74

Annual div

$0.36

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.3K

Annual income

$283.79

Full MSFD calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — MSFD vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSFD	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSFD + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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MSFD pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFD

Annual income on $10K today (after 15% tax)

$206.24/yr

After 10yr DRIP, annual income (after tax)

$241.22/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, MSFD beats the other by $4.45/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSFD + VYM for your $10,000?

MSFD: 50%VYM: 50%

100% VYM50/50100% MSFD

Portfolio after 10yr

$25.6K

Annual income

$281.17/yr

Blended yield

1.10%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFD buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSFDVYM

Forward yield	2.43% ✓	2.41%
Annual dividend / share	$0.36	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.3K	$27.8K ✓
Annual income after 10y	$283.79 ✓	$278.55
Total dividends collected	$2.6K	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MSFD vs VYM ($10,000, DRIP)

Year	MSFD Portfolio	MSFD Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,943	$242.64	$11,151	$241.44	$208.00 → VYM
2	$11,957	$248.14	$12,413	$246.79	$456.00 → VYM
3	$13,047	$253.40	$13,794	$251.79	$747.00 → VYM
4	$14,219	$258.42	$15,306	$256.47	$1.1K → VYM
5	$15,477	$263.20	$16,960	$260.84	$1.5K → VYM
6	$16,829	$267.76	$18,768	$264.92	$1.9K → VYM
7	$18,279	$272.09	$20,745	$268.71	$2.5K → VYM
8	$19,834	$276.20	$22,905	$272.24	$3.1K → VYM
9	$21,503	$280.10	$25,265	$275.51	$3.8K → VYM
10	$23,292	$283.79	$27,842	$278.55	$4.5K → VYM

MSFD vs VYM: Complete Analysis 2026

MSFD — Stock

The Direxion Daily MSFT Bull 2X ETF and Direxion Daily MSFT Bear 1X ETF seek daily investment results, before fees and expenses, of 200% and 100% of the inverse (or opposite), respectively, of the performance of the common shares of Microsoft Corporation (NASDAQ: MSFT).

Full MSFD Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.