HomeCompareMSFL vs SPHD

MSFL vs SPHD: Dividend Comparison 2026

MSFL yields 13.12% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MSFL wins by $20.9K in total portfolio value
10 years
MSFL
MSFL
● Live price
13.12%
Share price
$15.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.4K
Annual income
$2,967.11
Full MSFL calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — MSFL vs SPHD

📍 MSFL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSFLSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MSFL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSFL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFL
Annual income on $10K today (after 15% tax)
$1,115.49/yr
After 10yr DRIP, annual income (after tax)
$2,522.04/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, MSFL beats the other by $2,036.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSFL + SPHD for your $10,000?

MSFL: 50%SPHD: 50%
100% SPHD50/50100% MSFL
Portfolio after 10yr
$37.0K
Annual income
$1,769.22/yr
Blended yield
4.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFL buys
0
SPHD buys
0
No recent congressional trades found for MSFL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSFLSPHD
Forward yield13.12%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$47.4K$26.5K
Annual income after 10y$2,967.11$571.32
Total dividends collected$21.1K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MSFL vs SPHD ($10,000, DRIP)

YearMSFL PortfolioMSFL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,012$1,312.34$11,133$432.85+$879.00MSFL
2$14,326$1,473.29$12,363$450.36+$2.0KMSFL
3$16,972$1,642.17$13,695$467.39+$3.3KMSFL
4$19,978$1,818.09$15,138$483.90+$4.8KMSFL
5$23,376$2,000.11$16,697$499.88+$6.7KMSFL
6$27,200$2,187.25$18,382$515.31+$8.8KMSFL
7$31,482$2,378.52$20,198$530.17+$11.3KMSFL
8$36,259$2,572.91$22,157$544.46+$14.1KMSFL
9$41,566$2,769.42$24,266$558.18+$17.3KMSFL
10$47,443$2,967.11$26,536$571.32+$20.9KMSFL

MSFL vs SPHD: Complete Analysis 2026

MSFLStock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Microsoft, (NASDAQ: MSFT) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of MSFT for periods greater than a day.

Full MSFL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.