Is MSFO or XYLD a better dividend investment in 2026?

MSFO currently yields 44.77% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: MSFO offers higher current income.

What is the dividend yield difference between MSFO and XYLD?

MSFO has a forward dividend yield of 44.77% ($5.10/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 33.57 percentage points.

Home › Compare › MSFO vs XYLD

MSFO vs XYLD: Dividend Comparison 2026

MSFO yields 44.77% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSFO wins by $273.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSFO

● Live price

44.77%

Share price

$11.40

Annual div

$5.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$299.7K

Annual income

$55,556.44

Full MSFO calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — MSFO vs XYLD

📍 MSFO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSFO	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSFO + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSFO pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFO

Annual income on $10K today (after 15% tax)

$3,805.46/yr

After 10yr DRIP, annual income (after tax)

$47,222.97/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, MSFO beats the other by $44,374.60/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSFO + XYLD for your $10,000?

MSFO: 50%XYLD: 50%

100% XYLD50/50100% MSFO

Portfolio after 10yr

$162.8K

Annual income

$29,453.73/yr

Blended yield

18.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFO buys

XYLD buys

No recent congressional trades found for MSFO or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSFOXYLD

Forward yield	44.77% ✓	11.20%
Annual dividend / share	$5.10 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$299.7K ✓	$25.9K
Annual income after 10y	$55,556.44 ✓	$3,351.03
Total dividends collected	$232.6K ✓	$20.2K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSFO vs XYLD ($10,000, DRIP)

Year	MSFO Portfolio	MSFO Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,177	$4,477.02	$10,840	$1,120.44	+$4.3K → MSFO
2	$22,590	$6,350.26	$11,786	$1,249.59	+$10.8K → MSFO
3	$33,004	$8,833.46	$12,854	$1,397.78	+$20.1K → MSFO
4	$47,376	$12,061.73	$14,063	$1,568.33	+$33.3K → MSFO
5	$66,874	$16,181.40	$15,434	$1,765.19	+$51.4K → MSFO
6	$92,902	$21,346.59	$16,995	$1,993.14	+$75.9K → MSFO
7	$127,120	$27,714.76	$18,777	$2,257.95	+$108.3K → MSFO
8	$171,460	$35,441.80	$20,818	$2,566.58	+$150.6K → MSFO
9	$228,139	$44,676.75	$23,163	$2,927.50	+$205.0K → MSFO
10	$299,665	$55,556.44	$25,865	$3,351.03	+$273.8K → MSFO

MSFO vs XYLD: Complete Analysis 2026

MSFO — Stock

The YieldMax MSFT Option Income Strategy ETF (MSFO) is an actively managed exchange-traded fund that seeks to generate weekly income by selling call options or call spreads on MSFT. The strategy is designed to capture option premiums while providing participation in the share price appreciation of MSFT.

Full MSFO Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.