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MSFT vs T: Dividend Comparison 2026

MSFT yields 0.72% · T yields 6.24% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $67.8K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
T
AT&T Inc.
6.24%
Share price
$17.80
Annual div
$1.11
5Y div CAGR
-8.2%
Payout ratio
58%
After 10 yrs · $10,000 · DRIP
Portfolio value
$9.1K
Annual income
$432.01
Full T calculator →

Portfolio growth — MSFT vs T

Annual dividend income

MetricMSFTT
Forward yield0.72%6.24%
Annual dividend / share$3.00$1.11
Payout ratio24%58%
1-year div growth10.5%0%
5-year div CAGR10.2%-8.2%
Portfolio after 10y$76.9K$9.1K
Annual income after 10y$198.68$432.01
Total dividends collected$1.3K$5.0K
Payment frequencyquarterlyquarterly
SectorTechnologyTelecom

Year-by-year: MSFT vs T ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrT PortfolioT Income/yrGap
1$12,290$79.62$9,962$572.46+$2.3KMSFT
2$15,094$88.32$9,912$557.56+$5.2KMSFT
3$18,528$97.90$9,850$542.34+$8.7KMSFT
4$22,731$108.46$9,776$526.88+$13.0KMSFT
5$27,874$120.09$9,691$511.23+$18.2KMSFT
6$34,167$132.92$9,595$495.45+$24.6KMSFT
7$41,865$147.05$9,489$479.58+$32.4KMSFT
8$51,280$162.62$9,374$463.69+$41.9KMSFT
9$62,793$179.77$9,250$447.82+$53.5KMSFT
10$76,869$198.68$9,118$432.01+$67.8KMSFT

MSFT vs T: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

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TTelecom

AT&T is one of the largest telecom companies in the US. After spinning off WarnerMedia in 2022 and cutting its dividend, AT&T has stabilized its payout at $1.11/year. High yield makes it attractive for pure income investors, though dividend growth has been absent. The company is focused on debt reduction and fiber network expansion.

Full T Calculator →

Frequently Asked Questions

Is MSFT or T better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while T offers 6.24% (1.11/share/year). T provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs T earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. T pays approximately $624/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $432/year (T).
Does MSFT or T pay monthly dividends?
MSFT pays quarterly dividends. T pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.