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MSFT vs VYM: Dividend Comparison 2026

MSFT yields 0.72% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $45.6K in total portfolio value
10 years
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — MSFT vs VYM

Annual dividend income

MetricMSFTVYM
Forward yield0.72%2.91%
Annual dividend / share$3.00$3.44
Payout ratio24%45%
1-year div growth10.5%6.2%
5-year div CAGR10.2%7.8%
Portfolio after 10y$76.9K$31.3K
Annual income after 10y$198.68$785.17
Total dividends collected$1.3K$5.2K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: MSFT vs VYM ($10,000, DRIP)

YearMSFT PortfolioMSFT Income/yrVYM PortfolioVYM Income/yrGap
1$12,290$79.62$11,223$313.20+$1.1KMSFT
2$15,094$88.32$12,592$347.33+$2.5KMSFT
3$18,528$97.90$14,123$385.04+$4.4KMSFT
4$22,731$108.46$15,835$426.70+$6.9KMSFT
5$27,874$120.09$17,748$472.73+$10.1KMSFT
6$34,167$132.92$19,887$523.54+$14.3KMSFT
7$41,865$147.05$22,276$579.64+$19.6KMSFT
8$51,280$162.62$24,945$641.54+$26.3KMSFT
9$62,793$179.77$27,925$709.84+$34.9KMSFT
10$76,869$198.68$31,251$785.17+$45.6KMSFT

MSFT vs VYM: Complete Analysis 2026

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is MSFT or VYM better for dividend income in 2026?
MSFT currently offers a 0.72% yield (3.00/share/year) while VYM offers 2.91% (3.44/share/year). VYM provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MSFT vs VYM earn per year?
With $10,000 invested today: MSFT pays approximately $72/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $199/year (MSFT) and $785/year (VYM).
Does MSFT or VYM pay monthly dividends?
MSFT pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.