Is MSFY or XYLD a better dividend investment in 2026?

MSFY currently yields 28.92% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MSFY offers higher current income.

What is the dividend yield difference between MSFY and XYLD?

MSFY has a forward dividend yield of 28.92% ($4.80/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 17.94 percentage points.

Home › Compare › MSFY vs XYLD

MSFY vs XYLD: Dividend Comparison 2026

MSFY yields 28.92% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSFY wins by $99.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSFY

● Live price

28.92%

Share price

$16.60

Annual div

$4.80

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$124.3K

Annual income

$15,931.26

Full MSFY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MSFY vs XYLD

📍 MSFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSFY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSFY + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

MSFY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSFY

Annual income on $10K today (after 15% tax)

$2,457.83/yr

After 10yr DRIP, annual income (after tax)

$13,541.57/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MSFY beats the other by $10,805.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSFY + XYLD for your $10,000?

MSFY: 50%XYLD: 50%

100% XYLD50/50100% MSFY

Portfolio after 10yr

$74.8K

Annual income

$9,575.14/yr

Blended yield

12.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSFY buys

XYLD buys

No recent congressional trades found for MSFY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSFYXYLD

Forward yield	28.92% ✓	10.98%
Annual dividend / share	$4.80 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$124.3K ✓	$25.3K
Annual income after 10y	$15,931.26 ✓	$3,219.02
Total dividends collected	$83.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSFY vs XYLD ($10,000, DRIP)

Year	MSFY Portfolio	MSFY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,592	$2,891.57	$10,818	$1,098.39	+$2.8K → MSFY
2	$18,216	$3,672.98	$11,738	$1,222.51	+$6.5K → MSFY
3	$24,092	$4,600.63	$12,774	$1,364.64	+$11.3K → MSFY
4	$31,465	$5,686.56	$13,944	$1,527.86	+$17.5K → MSFY
5	$40,608	$6,940.99	$15,270	$1,715.87	+$25.3K → MSFY
6	$51,823	$8,371.98	$16,775	$1,933.09	+$35.0K → MSFY
7	$65,435	$9,985.07	$18,490	$2,184.87	+$46.9K → MSFY
8	$81,799	$11,783.10	$20,450	$2,477.63	+$61.3K → MSFY
9	$101,291	$13,766.10	$22,697	$2,819.19	+$78.6K → MSFY
10	$124,313	$15,931.26	$25,280	$3,219.02	+$99.0K → MSFY

MSFY vs XYLD: Complete Analysis 2026

MSFY — Stock

Kurv Yield Premium Strategy Microsoft (MSFT) ETF seeks to provide current income while maintaining the opportunity for exposure to the share price of the common stock of Microsoft Corporation, subject to a limit on potential investment gains.

Full MSFY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.