Is MSIQX or XYLD a better dividend investment in 2026?

MSIQX currently yields 84.26% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MSIQX offers higher current income.

What is the dividend yield difference between MSIQX and XYLD?

MSIQX has a forward dividend yield of 84.26% ($5.48/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 73.28 percentage points.

Home › Compare › MSIQX vs XYLD

MSIQX vs XYLD: Dividend Comparison 2026

MSIQX yields 84.26% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSIQX wins by $1.98M in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSIQX

● Live price

84.26%

Share price

$6.50

Annual div

$5.48

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.00M

Annual income

$600,413.82

Full MSIQX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MSIQX vs XYLD

📍 MSIQX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSIQX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MSIQX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSIQX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSIQX

Annual income on $10K today (after 15% tax)

$7,161.84/yr

After 10yr DRIP, annual income (after tax)

$510,351.75/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MSIQX beats the other by $507,615.58/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSIQX + XYLD for your $10,000?

MSIQX: 50%XYLD: 50%

100% XYLD50/50100% MSIQX

Portfolio after 10yr

$1.01M

Annual income

$301,816.42/yr

Blended yield

29.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSIQX buys

XYLD buys

No recent congressional trades found for MSIQX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSIQXXYLD

Forward yield	84.26% ✓	10.98%
Annual dividend / share	$5.48 ✓	$4.30
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.00M	$25.3K ✓
Annual income after 10y	$600,413.82 ✓	$3,219.02
Total dividends collected	$1.75M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSIQX vs XYLD ($10,000, DRIP)

Year	MSIQX Portfolio	MSIQX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$19,126	$8,425.69	$10,818	$1,098.39	+$8.3K → MSIQX
2	$35,525	$15,060.49	$11,738	$1,222.51	+$23.8K → MSIQX
3	$64,156	$26,143.99	$12,774	$1,364.64	+$51.4K → MSIQX
4	$112,772	$44,125.50	$13,944	$1,527.86	+$98.8K → MSIQX
5	$193,155	$72,489.01	$15,270	$1,715.87	+$177.9K → MSIQX
6	$322,712	$116,036.08	$16,775	$1,933.09	+$305.9K → MSIQX
7	$526,485	$181,183.31	$18,490	$2,184.87	+$508.0K → MSIQX
8	$839,591	$276,251.97	$20,450	$2,477.63	+$819.1K → MSIQX
9	$1,310,084	$411,721.22	$22,697	$2,819.19	+$1.29M → MSIQX
10	$2,002,203	$600,413.82	$25,280	$3,219.02	+$1.98M → MSIQX

MSIQX vs XYLD: Complete Analysis 2026

MSIQX — Stock

Under normal circumstances, at least 80% of the fund's assets will be invested in equity securities. The fund may, but it is not required to, use derivative instruments for a variety of purposes, including hedging, risk management, portfolio management or to earn income.

Full MSIQX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this MSIQX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MSIQX vs SCHD MSIQX vs JEPI MSIQX vs O MSIQX vs KO MSIQX vs MAIN MSIQX vs QYLD MSIQX vs JEPQ MSIQX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.