Is MSTB or QYLD a better dividend investment in 2026?

MSTB currently yields 0.44% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between MSTB and QYLD?

MSTB has a forward dividend yield of 0.44% ($0.16/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 11.48 percentage points.

Home › Compare › MSTB vs QYLD

MSTB vs QYLD: Dividend Comparison 2026

MSTB yields 0.44% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $5.1K in total portfolio value· pulled ahead in Year 8

INVESTMENT

TIME HORIZON10 years

MSTB

● Live price

0.44%

Share price

$37.53

Annual div

$0.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.3K

Annual income

$44.90

Full MSTB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MSTB vs QYLD

📍 QYLD pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSTB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSTB + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSTB pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSTB

Annual income on $10K today (after 15% tax)

$37.10/yr

After 10yr DRIP, annual income (after tax)

$38.17/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,772.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSTB + QYLD for your $10,000?

MSTB: 50%QYLD: 50%

100% QYLD50/50100% MSTB

Portfolio after 10yr

$22.8K

Annual income

$2,852.11/yr

Blended yield

12.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSTB buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSTBQYLD

Forward yield	0.44%	11.92% ✓
Annual dividend / share	$0.16	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.3K	$25.4K ✓
Annual income after 10y	$44.90	$5,659.31 ✓
Total dividends collected	$443.00 ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSTB vs QYLD ($10,000, DRIP)

Year	MSTB Portfolio	MSTB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,744	$43.65	$10,352	$1,192.36	+$392.00 → MSTB
2	$11,540	$43.83	$10,830	$1,347.57	+$710.00 → MSTB
3	$12,391	$43.99	$11,460	$1,539.07	+$931.00 → MSTB
4	$13,303	$44.15	$12,275	$1,777.84	+$1.0K → MSTB
5	$14,278	$44.30	$13,323	$2,078.95	+$955.00 → MSTB
6	$15,322	$44.43	$14,667	$2,463.34	+$655.00 → MSTB
7	$16,439	$44.56	$16,396	$2,960.57	+$43.00 → MSTB
8← crossover	$17,635	$44.68	$18,631	$3,612.97	$996.00 → QYLD
9	$18,914	$44.80	$21,548	$4,482.15	$2.6K → QYLD
10	$20,283	$44.90	$25,398	$5,659.31	$5.1K → QYLD

MSTB vs QYLD: Complete Analysis 2026

MSTB — Stock

The fund is an actively-managed ETF and seeks to achieve its objective principally by investing in instruments linked directly or indirectly to the performance and/or volatility of the S&P 500 Index based on quantitative analyses that seek to estimate the direction of the S&P 500. Under normal market conditions, the fund’s baseline exposure each day to the S&P 500 is approximately 100%, which the fund’s portfolio managers then adjust based on a quantitative method of analysis evaluating the movement of the VIX Index. The fund is non-diversified.

Full MSTB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.