HomeCompareMSTB vs VYM

MSTB vs VYM: Dividend Comparison 2026

MSTB yields 0.44% · VYM yields 2.41%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.6K in total portfolio value
10 years
MSTB
MSTB
● Live price
0.44%
Share price
$37.53
Annual div
$0.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.3K
Annual income
$44.90
Full MSTB calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — MSTB vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSTBVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MSTB + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSTB pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSTB
Annual income on $10K today (after 15% tax)
$37.10/yr
After 10yr DRIP, annual income (after tax)
$38.17/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $198.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSTB + VYM for your $10,000?

MSTB: 50%VYM: 50%
100% VYM50/50100% MSTB
Portfolio after 10yr
$24.1K
Annual income
$161.72/yr
Blended yield
0.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSTB buys
0
VYM buys
0
No recent congressional trades found for MSTB or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSTBVYM
Forward yield0.44%2.41%
Annual dividend / share$0.16$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$20.3K$27.8K
Annual income after 10y$44.90$278.55
Total dividends collected$443.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MSTB vs VYM ($10,000, DRIP)

YearMSTB PortfolioMSTB Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,744$43.65$11,151$241.44$407.00VYM
2$11,540$43.83$12,413$246.79$873.00VYM
3$12,391$43.99$13,794$251.79$1.4KVYM
4$13,303$44.15$15,306$256.47$2.0KVYM
5$14,278$44.30$16,960$260.84$2.7KVYM
6$15,322$44.43$18,768$264.92$3.4KVYM
7$16,439$44.56$20,745$268.71$4.3KVYM
8$17,635$44.68$22,905$272.24$5.3KVYM
9$18,914$44.80$25,265$275.51$6.4KVYM
10$20,283$44.90$27,842$278.55$7.6KVYM

MSTB vs VYM: Complete Analysis 2026

MSTBStock

The fund is an actively-managed ETF and seeks to achieve its objective principally by investing in instruments linked directly or indirectly to the performance and/or volatility of the S&P 500 Index based on quantitative analyses that seek to estimate the direction of the S&P 500. Under normal market conditions, the fund’s baseline exposure each day to the S&P 500 is approximately 100%, which the fund’s portfolio managers then adjust based on a quantitative method of analysis evaluating the movement of the VIX Index. The fund is non-diversified.

Full MSTB Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.