Is MSTU or XYLD a better dividend investment in 2026?

MSTU currently yields 47.06% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MSTU offers higher current income.

What is the dividend yield difference between MSTU and XYLD?

MSTU has a forward dividend yield of 47.06% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 36.08 percentage points.

Home › Compare › MSTU vs XYLD

MSTU vs XYLD: Dividend Comparison 2026

MSTU yields 47.06% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MSTU wins by $312.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MSTU

● Live price

47.06%

Share price

$4.25

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$338.1K

Annual income

$65,270.37

Full MSTU calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MSTU vs XYLD

📍 MSTU pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MSTU	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MSTU + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MSTU pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSTU

Annual income on $10K today (after 15% tax)

$4,000.00/yr

After 10yr DRIP, annual income (after tax)

$55,479.81/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MSTU beats the other by $52,743.65/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MSTU + XYLD for your $10,000?

MSTU: 50%XYLD: 50%

100% XYLD50/50100% MSTU

Portfolio after 10yr

$181.7K

Annual income

$34,244.69/yr

Blended yield

18.85%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSTU buys

XYLD buys

No recent congressional trades found for MSTU or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMSTUXYLD

Forward yield	47.06% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$338.1K ✓	$25.3K
Annual income after 10y	$65,270.37 ✓	$3,219.02
Total dividends collected	$265.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MSTU vs XYLD ($10,000, DRIP)

Year	MSTU Portfolio	MSTU Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,406	$4,705.88	$10,818	$1,098.39	+$4.6K → MSTU
2	$23,260	$6,775.54	$11,738	$1,222.51	+$11.5K → MSTU
3	$34,449	$9,560.49	$12,774	$1,364.64	+$21.7K → MSTU
4	$50,093	$13,233.06	$13,944	$1,527.86	+$36.1K → MSTU
5	$71,583	$17,983.85	$15,270	$1,715.87	+$56.3K → MSTU
6	$100,612	$24,017.84	$16,775	$1,933.09	+$83.8K → MSTU
7	$139,204	$31,549.19	$18,490	$2,184.87	+$120.7K → MSTU
8	$189,743	$40,794.95	$20,450	$2,477.63	+$169.3K → MSTU
9	$254,993	$51,968.14	$22,697	$2,819.19	+$232.3K → MSTU
10	$338,113	$65,270.37	$25,280	$3,219.02	+$312.8K → MSTU

MSTU vs XYLD: Complete Analysis 2026

MSTU — Stock

The fund, under normal circumstances, invests in swap agreements that provide 200% daily exposure to MSTR equal to at least 80% of its net assets (plus any borrowings for investment purposes). MicroStrategy Inc. engages in the provision of enterprise analytics and mobility software. The fund is non-diversified.

Full MSTU Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.