HomeCompareMSVB vs ADC

MSVB vs ADC: Dividend Comparison 2026

MSVB yields 100.62% · ADC yields 4.11%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MSVB wins by $48963646543237.27M in total portfolio value
10 years
MSVB
MSVB
● Live price
100.62%
Share price
$17.69
Annual div
$17.80
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48963646543237.45M
Annual income
$48,870,344,522,135,495,000.00
Full MSVB calculator →
ADC
Agree Realty Corporation
● Live price
4.11%
Share price
$75.38
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$176.9K
Annual income
$79,647.25
Full ADC calculator →

Portfolio growth — MSVB vs ADC

📍 MSVB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSVBADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MSVB + ADC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSVB pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSVB
Annual income on $10K today (after 15% tax)
$8,552.85/yr
After 10yr DRIP, annual income (after tax)
$41,539,792,843,815,170,000.00/yr
ADC
Annual income on $10K today (after 15% tax)
$349.45/yr
After 10yr DRIP, annual income (after tax)
$67,700.16/yr
At 15% tax rate, MSVB beats the other by $41,539,792,843,815,100,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSVB + ADC for your $10,000?

MSVB: 50%ADC: 50%
100% ADC50/50100% MSVB
Portfolio after 10yr
$24481823271618.82M
Annual income
$24,435,172,261,067,790,000.00/yr
Blended yield
99.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

MSVB
No analyst data
Altman Z
0.1
Piotroski
3/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+7.5% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSVB buys
0
ADC buys
7
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-06-11
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002025-04-09
Josh Gottheimer🏢 House$ADC▲ Buy$1,001 - $15,0002024-04-15
Josh Gottheimer🏢 House$ADC▼ Sell$1,001 - $15,0002024-03-14
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSVBADC
Forward yield100.62%4.11%
Annual dividend / share$17.80$3.10
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%40.4%
Portfolio after 10y$48963646543237.45M$176.9K
Annual income after 10y$48,870,344,522,135,495,000.00$79,647.25
Total dividends collected$48957522261011.74M$154.7K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: MSVB vs ADC ($10,000, DRIP)

YearMSVB PortfolioMSVB Income/yrADC PortfolioADC Income/yrGap
1← crossover$30,824$20,124.36$10,987$577.21+$19.8KMSVB
2$148,930$115,947.80$12,293$855.34+$136.6KMSVB
3$1,206,475$1,047,119.88$14,088$1,290.70+$1.19MMSVB
4$17,146,397$15,855,468.88$16,660$1,994.91+$17.13MMSVB
5$439,538,448$421,191,803.43$20,525$3,181.85+$439.52MMSVB
6$20,651,652,012$20,181,345,872.27$26,654$5,286.90+$20651.63MMSVB
7$1,794,466,782,028$1,772,369,514,375.24$37,006$9,259.47+$1794466.75MMSVB
8$289,779,942,406,244$287,859,862,949,474.50$55,862$17,338.74+$289779942.35MMSVB
9$87,198,150,562,584,220$86,888,086,024,209,540.00$93,452$35,300.32+$87198150562.49MMSVB
10$48,963,646,543,237,456,000$48,870,344,522,135,495,000.00$176,931$79,647.25+$48963646543237.27MMSVB

MSVB vs ADC: Complete Analysis 2026

MSVBStock

Mid-Southern Bancorp, Inc. operates as the holding company for Mid-Southern Savings Bank, FSB that provides various banking products and services to individuals and business customers. It accepts various deposit products, including checking, savings, money market, and demand accounts, as well as certificates of deposit and term deposits. The company also offers loans secured by first mortgages on one- to four-family residences, including home equity loans and lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences; commercial and multifamily real estate loans; land and lot loans; commercial business loans; consumer loans, including new and used manufactured homes, automobiles and truck, boats, and motorcycles and recreational vehicle loans; loans secured by savings deposits and other personal loans; and unsecured consumer loans. In addition, it holds and manages an investment securities portfolio. The company provides its products and services through its main office in Salem; and through its branch offices located in Mitchell and Orleans, Indiana, as well as through loan production offices located in New Albany, Indiana and Louisville, Kentucky. The company was founded in 1886 and is headquartered in Salem, Indiana.

Full MSVB Calculator →

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.