HomeCompareMSVB vs GIS

MSVB vs GIS: Dividend Comparison 2026

MSVB yields 100.62% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MSVB wins by $48963646543237.38M in total portfolio value
10 years
MSVB
MSVB
● Live price
100.62%
Share price
$17.69
Annual div
$17.80
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48963646543237.45M
Annual income
$48,870,344,522,135,495,000.00
Full MSVB calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — MSVB vs GIS

📍 MSVB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMSVBGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MSVB + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MSVB pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MSVB
Annual income on $10K today (after 15% tax)
$8,552.85/yr
After 10yr DRIP, annual income (after tax)
$41,539,792,843,815,170,000.00/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, MSVB beats the other by $41,539,792,843,815,150,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MSVB + GIS for your $10,000?

MSVB: 50%GIS: 50%
100% GIS50/50100% MSVB
Portfolio after 10yr
$24481823271618.77M
Annual income
$24,435,172,261,067,756,000.00/yr
Blended yield
99.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

MSVB
No analyst data
Altman Z
0.1
Piotroski
3/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MSVB buys
0
GIS buys
0
No recent congressional trades found for MSVB or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMSVBGIS
Forward yield100.62%6.53%
Annual dividend / share$17.80$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.8%
Portfolio after 10y$48963646543237.45M$78.8K
Annual income after 10y$48,870,344,522,135,495,000.00$16,211.26
Total dividends collected$48957522261011.74M$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MSVB vs GIS ($10,000, DRIP)

YearMSVB PortfolioMSVB Income/yrGIS PortfolioGIS Income/yrGap
1← crossover$30,824$20,124.36$11,502$801.73+$19.3KMSVB
2$148,930$115,947.80$13,365$1,058.29+$135.6KMSVB
3$1,206,475$1,047,119.88$15,712$1,411.34+$1.19MMSVB
4$17,146,397$15,855,468.88$18,716$1,904.17+$17.13MMSVB
5$439,538,448$421,191,803.43$22,629$2,603.16+$439.52MMSVB
6$20,651,652,012$20,181,345,872.27$27,826$3,612.21+$20651.62MMSVB
7$1,794,466,782,028$1,772,369,514,375.24$34,871$5,097.54+$1794466.75MMSVB
8$289,779,942,406,244$287,859,862,949,474.50$44,643$7,331.52+$289779942.36MMSVB
9$87,198,150,562,584,220$86,888,086,024,209,540.00$58,541$10,772.15+$87198150562.53MMSVB
10$48,963,646,543,237,456,000$48,870,344,522,135,495,000.00$78,850$16,211.26+$48963646543237.38MMSVB

MSVB vs GIS: Complete Analysis 2026

MSVBStock

Mid-Southern Bancorp, Inc. operates as the holding company for Mid-Southern Savings Bank, FSB that provides various banking products and services to individuals and business customers. It accepts various deposit products, including checking, savings, money market, and demand accounts, as well as certificates of deposit and term deposits. The company also offers loans secured by first mortgages on one- to four-family residences, including home equity loans and lines of credit; commercial and multifamily real estate loans; construction loans secured by single-family residences; commercial and multifamily real estate loans; land and lot loans; commercial business loans; consumer loans, including new and used manufactured homes, automobiles and truck, boats, and motorcycles and recreational vehicle loans; loans secured by savings deposits and other personal loans; and unsecured consumer loans. In addition, it holds and manages an investment securities portfolio. The company provides its products and services through its main office in Salem; and through its branch offices located in Mitchell and Orleans, Indiana, as well as through loan production offices located in New Albany, Indiana and Louisville, Kentucky. The company was founded in 1886 and is headquartered in Salem, Indiana.

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GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

Full GIS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.